Accepted in the UKCreate virtual Visa cards for online and in-person payments in the UK, the USA and wherever Visa is accepted. Keep your transaction history private & personal data protected with Halocard.
Trusted by 3,558 people around the worldHave tried so many different virtual card providers. Halocard was the first one that didn't feel like an immediate scam. KYC was simple. Added my first card to Meta 10 minutes after signing up.
Customer, United Kingdom
UK neobanks issue virtual debit cards that are often declined by US merchants, streaming platforms and ad networks. With Halocard you can create virtual credit cards directly on the US Visa network.
Create dedicated cards for retail purchases, online subscriptions and advertising spend. Isolate costs and prevent billing surprises.
Nominate a US billing address (or any custom address worldwide) on any card, essential for accessing US-only services like Amazon US, Hulu, HBO Max, etc.
Halocard doesn't connect to your UK bank via Plaid or Open Banking. Your spending never appears on your Barclays, HSBC, or Monzo statement keeping your purchases private.
Virtual debit cards from UK neobanks like Revolut, Monzo, and Wise are often declined by US merchants as foreign cards with no US billing address. Halocard solves this problem with US-issued Visa credit cards that process as domestic transactions, reducing the risk of declines.
Average decline rate for debit cards. Cross-border transactions have an even higher failure rate of 15–25%.
Average decline rate for credit cards. Domestic credit cards have higher acceptance and solve these problems.
Sign up from your browser. No app download needed.
Verify you're a real person in less than 3 minutes. No US residency required.
Use stablecoins, debit/credit card, or bank transfer (1%).
That's it! Your virtual cards can now be used for online and in-person purchases anywhere in the world where Visa is accepted.
$12/mo
or $120 yearly (Save $24)
✨ Annual plans unlock:
Spend up to $1M per day
Apple Pay & Google Pay
Limit, lock or cancel cards
Customizable billing address
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
$15/mo
or $150 yearly (Save $30)
✨ Annual plans unlock:
Everything in Essential
Virtual USD Account (coming September)
$75/mo
or $750 yearly (Save $150)
✨ Annual plans unlock:
Everything in Pro
Priority support (2 hour SLA)
Every person who joins via your referral link earns you a commission of $5 - $25 every month (up to $100 for businesses). Refer as few as 3 people and the Essential plan pays for itself. Refer beyond that and Halocard starts becoming serious income.
Card type
Availability
Spending limit
Account funding
New virtual cards every month
ID verification required
Acceptance at US merchants
Apple & Google Pay support
Custom billing address
Private purchases
Comparison reflects publicly available information as of May 2026. Competitor details subject to change.
Top-up with stablecoins, card payments, or bank transfers in USD, EUR or GBP.
Virtual cards ready to spend in seconds for your purchases and subscriptions.
Lock any card instantly or cancel it permanently if something feels wrong.
Nominate a custom billing address in the US or anywhere in the world, for every Halocard.
Visa 3D-Secure is supported whenever a merchant requests it to prevent fraud.
Your Halocards are accessible from your phone or desktop with no app download required.
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