Virtual Cards for Private Purchases
Privacy-first virtual credit cards that keep purchases private and off your bank statement. Create disposable cards for one-time purchases, protect your real card details from data breaches, and set limits on how much each card can be used.
Takes less than 5 minutes
“I wanted to buy gifts for my partner without them showing up in our joint account. I've now created separate virtuals cards for specific purchases that keep my activity private. No more ruined surprises.”
Daniel K.
Canada
Why people choose Halocard for private purchases
Purchases never appear on your bank statement
Halocard acts as shield between your primary bank account and the places you make purchases. Your transactions are never visible by your bank, and with custom billing addresses, you decide what information is shared with a merchant.
Disposable cards for one-time purchases
Create a card, make your purchase, and delete it. If a site gets hacked or sells your data, the card number is already gone. No risk to your real payment details.
Real-time alerts, instant freeze
Get notified the moment any charge hits your card. See something unexpected? Freeze the card in one tap. No waiting on hold, no calling your bank, no paperwork.
Available globally, no US residency required
Sign up from 144+ countries with just a passport or national ID. No credit check, no US bank account needed. Fund with stablecoins, card or bank transfer.
Start making private purchases in 3 simple steps
1. Sign-up with a phone
Sign up from your browser. No app download needed.
2. Quick identity check
Verify you're a real person in less than 3 minutes. No US residency required.
3. Add funds to your account
Use stablecoins, debit/credit card or ACH/SWIFT bank transfer (coming soon).
Your virtual card is ready.
That's it! Create disposable or dedicated cards for any purchase. Keep your spending private and your real card details safe.
Why people choose Halocard for private spending
Virtual cards ready for Apple Pay & Google Pay
Add your private virtual cards to your mobile wallet. Make discreet purchases in stores and online with a tap using Apple Pay and Google Pay. No paper trail on your bank statement.
Unlimited spending power
No arbitrary limits on your spending. Deposit what you need and spend it all. Add $50 for a gift or $5,000 for a big purchase. Your money, your privacy.
US bank account included (coming soon)
Your own USD bank account for ACH transfers and direct deposits. Send funds to your account and they're ready to spend via your virtual cards once settled.
Custom card controls
Set per-transaction, daily, and monthly limits on each card. Control exactly how much can be spent and when. Get real-time alerts and freeze instantly if anything looks off.
Privacy-first, always
Shield your real account details and personal information when making private purchases. We will never sell your transaction data to advertisers, data brokers, or any third party.
Built for people who value their financial privacy
Instant funding
Top-up with stablecoins, card payments and US/Global bank transfers (coming soon).
Instant card creation
Spin up a new virtual card in seconds for any purchase. Use it once and delete it, or keep it for recurring private spending.
Freeze on demand
Lock any card instantly if it is compromised or you simply do not need it anymore.
Custom billing address
Use a custom billing address for every card to keep your real address private and protect your identity online.
3D-Secure Authentication
Every transaction is protected by Visa 3D-Secure, adding essential fraud protection while keeping your private purchases completely hidden.
No apps to download
Manage all your private cards from your phone or desktop browser. No app required.
How Halocard compares to other virtual card providers
Feature
Halocard
Capital One Bank
Privacy.com
Card type
Availability
Spending limit
Account funding
ID verification required
Credit check performed
Acceptance at US merchants
Apple & Google Pay support
3D-Secure Authentication
Custom billing address
Private purchases
Customer support
Choose a plan and create your first card in under 5 minutes
Starter
Up to 3 cards per month
$6/mo
or $50 per year (Save $10)
Unlimited spending
Custom card controls
Apple Pay & Google Pay
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
OpenClaw integration
Plus
Up to 12 cards per month
$12/mo
or $100 per year (Save $20)
Unlimited spending
Custom card controls
Apple Pay & Google Pay
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
OpenClaw integration
Teams
Up to 60 cards per month
$59/mo
or $590 per year (Save $118)
Unlimited spending
Custom card controls
Apple Pay & Google Pay
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
OpenClaw integration
Full API Integration
2-hour Support SLA
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