The Private Virtual Card Company
Halocard is a US financial technology company providing privacy-focused, US-issued Visa cards to consumers and businesses around the world. Your bank, home address and personal card details stay separate from every merchant you pay. Create a card in seconds, give each merchant its own, and lock or cancel it the moment you're done.
Halocard makes a private purchase somewhere in the world every 90 seconds
120,468
Purchases made with Halocard
7,553
Virtual cards created
123
Countries our customers are in
$1.28M
Unwanted spend declined
CEO
Founded Halocard in 2024 after the experiencing first-hand the frustration of being unable to find a simple and safe US-issued card available outside the US. A software entrepreneur for 15 years, he previously founded a legal technology company and also Rotor One, a helicopter company, where he flies as a Commercial Pilot.
We collect what's needed to open an account, meet regulation and stop fraud. Nothing more.
Your spending runs on Halocard, kept separate from your primary bank account. Your main card and account details stay out of every checkout, so a breach at a merchant never reaches them.
One card per merchant. A breach or rogue charge stays on that card, which you can lock or replace in seconds.
Every account is verified and Visa still sees each payment. Merchants and your bank see less.
We never sell your personal information to advertisers or data brokers. We never pull credit reports or report to credit bureaus.
Issued in the US by Third National. Your limit is your loaded balance, with no interest and no credit line. US merchants accept them where foreign, debit and prepaid cards are often declined.
US residents are welcome. If you live outside the US, you don't need a US address, US bank account or Social Security number.
Set a cardholder name and billing address per card. Merchants never see your home address or main card.
Top up by debit/credit card, Apple Pay, Google Pay, bank transfer, stablecoins, or crypto. Bank transfers in USD, CAD, EUR or GBP.
Identity documents and transaction records sit with our regulated partners, not on our servers.
The card, the controls, what it costs, and how to get one.
What we collect, where it goes, and what we can't protect you from.
Why we built Halocard, what we believe, and the trade-offs we made along the way.