A privacy layer between you and every merchant

Every online payment leaks your card number, name and billing address for merchants, processors and analytics tools to store. Halocard provides a protective layer in between, so merchants only see the details you choose to share. This is commonly known as payment-masking.

Ed stands at a Halocard booth between two doors — a MERCHANT door that only receives a sealed PRIVATE rainbow envelope, and a VISA door that takes his real verified details — showing merchants see only what he chooses to share while Visa verifies the essentials, his grey cat beside him.

Lock, replace or cancel any card instantly

Spotted a charge you don’t recognise, or a merchant charging without your permission? Lock your card in a tap, or delete it and create a replacement in seconds. The new card keeps your shared balance while the old one stops working immediately.

Ed at a wooden HALOCARDS control wall of rainbow Halocard Visa cards with spending-limit dials, glowing cords linking each card to a merchant: Anthropic, Google and Starlink approved with green ticks, Meta flagged with a yellow caution triangle for a charge over the limit, and an Unknown Merchant blocked and declined behind a padlock with a red X, his grey cat beside him.

We verify essential details only

US consumer regulations require we confirm your identity before issuing a credit card, specifically: name, address, date of birth, government ID (and SSN for US residents). Your data is then permanently removed from our servers, although our identity verification provider (Sumsub) and Visa keep them for the period the regulations require.

A layered identity-check booth where Ed hands his ID to a clerk at a brass turnstile, and beyond it a warm-brick issuing bank and a stone Visa tower linked by pneumatic tubes.

Delete your account and data at any time

Close your account whenever you like and we permanently erase your data from our servers. Some records must remain with our regulated partners for legal and compliance periods, but for us, deletion means wiped and unrecoverable.

Ed in a brass vault lined with USER DATA chests, feeding an identity file into a HALOCARD DATA DELETION shredder while a pneumatic tube routes the essentials onward to the issuing bank and Visa, his grey cat asleep on a shelf.

No card is truly private, but we minimise data exposure

Visa still sees the merchant, amount, date and location of every payment, the unavoidable price of a reliable card that works everywhere you need to use it. Within those constraints we minimise our role, mask what merchants see, and never sell or correlate your data.

A grand vaulted hall with a VISA NETWORK sign where brass pneumatic tubes carry packages between merchant booths as capped operators work the stations and Ed watches — every transaction still passes through the network.

We’re regulated and don’t provide anonymous cards

Halocard is a registered, US Money Services Business with the authority to issue cards on behalf of our issuing bank and Visa. Being regulated means we operate a legal and sustainable card program and do not provide anonymous or no-KYC cards that sit in legal grey zones that often get blocked, resulting in a loss of funds.

Three market stalls side by side — a shadowy NO-KYC CRYPTO CARD seller, a PREPAID CARD stall papered with REJECTED notices, and a bright Halocard stall with a happy queue under lanterns and BEST ACCEPTANCE and HUMAN SUPPORT signs.

A privacy layer between you and every merchant

Every online payment leaks your card number, name and billing address for merchants, processors and analytics tools to store. Halocard provides a protective layer in between, so merchants only see the details you choose to share. This is commonly known as payment-masking.

Ed stands at a Halocard booth between two doors — a MERCHANT door that only receives a sealed PRIVATE rainbow envelope, and a VISA door that takes his real verified details — showing merchants see only what he chooses to share while Visa verifies the essentials, his grey cat beside him.