Seamless on GrapheneOS
I use Halocard on GrapheneOS and it's been a very seemless experience. Support is great (I have went to them with some questions before), and I have yet to run into an issue.
Beff, Canada
The Private Virtual Card Company
Create US-issued virtual credit cards in seconds. Limit, lock and cancel cards instantly. Keep your transaction history private & personal data protected with Halocard.
USD Virtual Cards
Trusted by 2,896 users
Anthropic
OpenAI
Google
1 of 10. Beff Jezos, Canada. Seamless on GrapheneOS
Accepted at 175M merchants worldwide
Secure and reliable virtual cards with no hidden fees
Card types
Spending
Controls
Payments
3 steps to create your virtual credit card
1. Sign-up with a phone
Sign up from your browser. No app download needed.
2. Quick identity check
Verify you're a real person in less than 3 minutes. No US residency required.
3. Add funds to your account
Use stablecoins, debit/credit card, or bank transfer (1%).
Your virtual card is ready.
That's it! Your virtual cards can now be used for online and in-person purchases anywhere in the world where Visa is accepted.
Choose a plan and create your first card in under 5 minutes
Essential
3 virtual cards
$12/mo
or $120 yearly (Save $24)
Unlimited spend
Apple Pay & Google Pay
Limit, lock or cancel cards
Customizable billing address
0% fee on USD purchases
1.5% FX fee on non-USD purchases
AI-Assisted Support
Pro
12 virtual cards
$15/mo
or $150 yearly (Save $30)
Everything in Essential
Virtual USD, EUR & GBP accounts (coming soon)
Order a physical Halocard (coming soon)
Chat, Email & Phone Support
Elite
60 virtual cards
$75/mo
or $750 yearly (Save $150)
Everything in Pro
Priority support (2 hour SLA)
Want Halocard for FREE?
Every person who joins via your referral link earns you a commission of $5 - $25 every month (up to $100 for businesses). Refer as few as 3 people and the Essential plan pays for itself. Refer beyond that and Halocard starts becoming serious income.
How Halocard compares to other virtual card providers
Feature
Halocard
Capital One Bank
Privacy.com
Card type
US Credit
US Debit
US Debit
Availability
Global
US residents only
US residents only
Spending limit
None
Account limit
Account limit
USD account
Yes (coming soon)
Yes
No
Account funding
Card, Crypto, Stablecoins & Bank Transfers
US bank transfer
US bank connection via third party (Plaid) required
ID verification required
Yes
Yes
Yes
Credit check performed
No
Yes
No
Acceptance at US merchants
Excellent
High
High
Apple & Google Pay support
Yes
No
Pro & Premium plans only
Custom billing address
Yes
No
Yes
Private purchases
Yes
No
Yes
Customer support
Chat with real humans, phone or email
AI chatbot or call center
Support ticket
Comparison reflects publicly available information as of May 2026. Competitor details subject to change.
Made with ❤️ to provide the virtual card experience you deserve
Instant funding
Top-up with stablecoins, card payments, or bank transfers in USD, EUR or GBP.
Instant card creation
Virtual cards ready to spend in seconds for your purchases and subscriptions.
Freeze on demand
Lock any card instantly or cancel it permanently if something feels wrong.
Custom billing address
Nominate a custom billing address in the US or anywhere in the world, for every Halocard.
3D-Secure Authentication
Visa 3D-Secure is supported whenever a merchant requests it to prevent fraud.
No apps to download
Your Halocards are accessible from your phone or desktop with no app download required.
Learn more about Virtual Cards
Best Virtual Credit Card Option for Small Business
Compare 9 virtual credit card providers for small businesses. Covers card types, fees, geographic availability, and which fits your business spending needs.
What Happened to the Citibank Virtual Card Program and What to Use Instead
Citi discontinued its virtual account numbers program. Discover what happened, what current Citi options exist, and which modern alternatives provide the best replacement.
Is There a Claude Gift Card?
Anthropic doesn't sell Claude gift cards. Find out why cards get declined, how virtual cards solve payment issues, and the best ways to gift Claude access.
How to Manage SaaS Subscriptions With Virtual Cards
Stop surprise renewals and regain control of your SaaS stack. Assign one virtual card per vendor, set spend limits, and simplify reconciliation.