USD Virtual Cards available globally

Halocard allows you to create virtual credit cards issued in the US, without a consumer bank in the middle. Available to residents of 140+ countries (you don’t need living in the US) and with significantly higher acceptance than comparable debit or prepaid cards.

Ghibli sunset podium with an iridescent Halocard wearing a gold medal on the tallest platform and dull grey prepaid and debit cards on the lower platforms — credit winning by a wide margin.

Full control over your spending limit and billing details

Set unique spending limits and customise the name and billing address on every card you create. You’re in control of the information you share with merchants, as well as how often and how much they’re allowed to charge you.

Ed at a warm brass control panel with transaction, daily, monthly and total limit dials plus lock and cancel-and-replace levers, a rainbow Halocard glowing on the central screen as his grey cat watches.

Pay online and in-person wherever Visa is accepted

Make purchases at over 175M merchants globally including retail, subscriptions, AI, cloud, advertising and travel purchases to name a few. Add your Halocards to Apple or Google Wallet and pay in person via tap.

Fund once and spend across every card

Top up one shared balance and use it across all your Halocards. Deposit funds any number of ways including with another (less private) Debit or Credit Card, Apple or Google Pay, Bank Transfer, Stablecoins and Cryptocurrency.

Paid plans with no hidden fees

Pay one flat subscription of $12 a month for 12 cards, with more available whenever you need them. There’s no free tier and no surprise fees. Our paying customers are the only reason Halocard exists and it helps ensure you’re the customer and never the product.

Ghibli plaza with three diverging paths: a FREE CARDS dragon's lair on the left, a brass HALOCARD escalator rising into the golden sky in the middle, and a BANK CARDS fortress maze on the right. Two ornate WE PAY FOR USER DATA carriages wait beside the bank-cards path; Ed gestures confidently toward the HALOCARD escalator.

The things no virtual card can do

Some limits are outside of our control like gambling, dating and money transfers which Visa restricts as high-risk purchases. Halocard also can’t bypass payment restrictions enforced by merchants themselves, but we’ll always be upfront about where the blocker is.

Ed and his grey cat on a grassy hilltop overlooking a world-map mosaic, restricted countries picked out in coral-red, a vendor metropolis rising beyond.

USD Virtual Cards available globally

Halocard allows you to create virtual credit cards issued in the US, without a consumer bank in the middle. Available to residents of 140+ countries (you don’t need living in the US) and with significantly higher acceptance than comparable debit or prepaid cards.

Ghibli sunset podium with an iridescent Halocard wearing a gold medal on the tallest platform and dull grey prepaid and debit cards on the lower platforms — credit winning by a wide margin.