Designed for US & International Legal EntitiesVirtual Cards for Global Teams
Give your employees and contractors instant access to virtual credit cards with custom spending limits. Create your first virtual card for business within 24 – 48 hours.
USD Virtual Cards
Global Acceptance
Instant Approval
“We have 15 VAs in the Philippines who need access to ChatGPT, Canva, and various SaaS tools. Before Halocard, we’d buy subscriptions on the company card and share logins. Now each VA has their own card capped at $50/month. If someone leaves, we freeze the card instantly.”
Rachel W.
Head of Operations, Marketing Agency, Austin
Virtual Cards for Every Business Model
International Team Expenses
Your business is US-incorporated but your team is global. Issue US-issued Visa credit cards to employees and contractors in 144 countries. No cash reserve minimums. No weeks of underwriting. Onboarded within 24–48 hours.
Remote Contractor Cards
Give each offshore contractor their own virtual card with a set spending limit. They buy the SaaS tools and AI subscriptions they need. You see every transaction in real time and freeze cards with one click.
Client Payouts & Incentives
Send virtual Visa cards to creators, research participants, or loyalty program members worldwide. Fund cards with crypto or fiat. Recipients spend immediately — no bank account needed on their end.
No Minimum Balance. No Cash Reserve Requirements. No Waiting.
Most business virtual card platforms require a US bank account with $25,000–$50,000+ in deposits and weeks of underwriting. If you’re a foreign-owned US entity, a bootstrapped startup, or a team that needs cards today — not in three weeks — you’re out of luck. Halocard has no minimum balance, no cash reserve requirement, and no lengthy approval process. Incorporate your US entity, sign up, and start issuing cards within 24–48 hours. Whether you’re a 3-person startup or a 200-person agency with contractors in 15 countries, the process is the same.
Issue Your First Card Within 24–48 Hours
1. Sign-up with an email
Create an account with your business email.
2. Verify your business
Submit your EIN, incorporation and UBO docs for verification (takes 24–48 hours).
3. Add funds to your account
Add funds via stablecoin, credit/debit card or ACH/SWIFT transfer (coming soon).
4. Your Virtual Cards are ready
Generate virtual cards for each team member or contractor with individual spending limits.
Control, Visibility, and Scale
Team Dashboard
See every card, every transaction, every team member in one view. Filter by person, merchant, date, or spending category. Know exactly where your money is going in real time, not at month-end.
Unlimited spending power
No preset spending caps on your account. What you deposit is what your team can spend. Add $500 or $50,000 — your balance, your control.
Virtual USD Account Included (coming soon)
Every business account includes a virtual USD account powered by SSB, Member FDIC. Receive payments, fund cards, and manage your team’s spending from one place.
Per-Card Spending Limits
Set daily, weekly, or monthly limits on each card. A contractor can’t overspend. A subscription can’t silently increase. You’re in control.
No minimum balance or credit checks
No $25K cash reserves. No personal credit checks. No lengthy underwriting. Fund your account with as little as $100 and start issuing cards to your team immediately.
Everything Your Team Needs From Day One
Crypto & Fiat Funding
No minimum balance or personal credit checks. Fund with stablecoins, credit/debit card or ACH/SWIFT transfer (coming soon).
Issue Cards in Seconds
Create a virtual Visa for any team member instantly. Name it, set a limit, and share the card in under 60 seconds.
Real-Time Transaction Alerts
Get notified the moment any card is charged. No waiting for monthly statements. See the merchant, amount, and status instantly.
US Billing Address Included
Every card comes with a US billing address to make purchasing from US merchants, SaaS platforms, and AI services easy.
3D-Secure Authentication
Every transaction is protected by Visa 3D-Secure to keep your cards safe from unauthorised use.
Apple Pay & Google Pay
Team members can add cards to mobile wallets for in-person purchases at conferences, client meetings, or any NFC terminal.
How Halocard Compares to Business Card Platforms
Feature
Halocard
Ramp
Brex
US entity required
Foreign ownership OK
Business verification (KYB)
Card type
Time to first card
Virtual USD account
Stablecoin funding
Per-card spending limits
Custom billing address
Cashback
Accounting integrations
Best for
Simple Pricing for Business
Plus
30 cards
$29/mo
or $290 yearly (Save $58)
Unlimited spending
Custom card controls
Real-time transaction alerts
Virtual USD account included
Crypto & fiat funding
Apple Pay & Google Pay
Chat, Email & Phone Support
Teams
60 cards
$59/mo
or $590 yearly (Save $118)
Everything in Plus
Team dashboard with multi-user views
Full API Integration
2-hour Support SLA
Custom
Need more than 60 cards?
Let's talk
Customisable plans
Everything in Teams
Unlimited virtual Visa credit cards
Dedicated account support
Custom onboarding for your team
Volume pricing
From the blog
StatesCard vs Halocard
StatesCard charges up to 8.5% load fees, has a 2.3 Trustpilot score, and users regularly report stuck funds. We compare it to Halocard on card type, acceptance, pricing, and whether it actually works for US streaming and shopping.
US Unlocked vs Halocard
US Unlocked has a 2.3 Trustpilot rating and a long list of complaints about failed payments and stuck funds. We compare it to Halocard on acceptance, fees, reliability, and which card actually works at US merchants.
Redotpay vs Halocard
Redotpay is a Hong Kong-based crypto card that requires crypto funding and uses a non-US BIN. We compare it to Halocard on acceptance, fees, card type, and whether you actually need to hold crypto to use it.
Revolut vs Wise vs Halocard: Which Is the Best Virtual Card?
Revolut and Wise are great for transfers and FX, but neither issues a US card to non-US residents. We compare them against Halocard on acceptance, fees, and which combination actually works for US payments.
Join hundreds of businesses that trust Halocard to manage spending for global teams.
USD Virtual CardsGlobal AcceptanceInstant Approval