Create virtual credit cards instantly to pay for Meta Ads from anywhere in the world. Halocard is the most reliable virtual card for Facebook Ads, and for funding your Instagram, Messenger, and WhatsApp ad campaigns too.
Trusted by Privacy-first consumers from 120+ countriesHave tried so many different virtual card providers. Halocard was the first one that didn't feel like an immediate scam. KYC was simple. Added my first card to Meta 10 minutes after signing up.
Customer, United Kingdom
Meta lists Visa among the credit and co-branded debit cards it takes for ads. When a charge fails, Meta pauses your ads and disables the ad account until the amount due is paid. Halocard issues virtual credit cards directly on the Visa network with the highest acceptance rate.
Create a separate virtual card for each Meta ad account, client, or campaign. Agencies and media buyers running multiple ad accounts can isolate budgets across Facebook, Instagram, and WhatsApp ads to prevent billing surprises.
Set per-transaction, daily, and monthly spending limits that match your campaign budgets. Get real-time alerts when charges hit and freeze cards instantly to control costs.
Your advertising budgets are nobody's business. Halocard keeps your Meta Ads spend separate from your personal or business bank accounts so there's no data shared.
Meta lists credit cards and co-branded debit cards from Visa, Mastercard, American Express and Discover. A card off that list fails with "Payment method not supported", and a failed charge pauses your ads and disables the ad account until the amount due is paid. Halocard issues virtual credit cards on the Visa network.
Meta matches the postal code you enter against the card's billing address, and the card fails when it can't verify the address. With Halocard you can nominate a US billing address on any card, and you don't need to be a US resident to register.
Meta may place a small temporary authorization on a card to validate it, then voids it at once. A card it can't verify can't be charged, so your ads won't run. Keep a balance on your Halocard when you add it. The authorization should drop off your statement within 3 to 5 business days.
Meta accepts PayPal on US ad accounts, and the options it offers depend on the ad account's country and currency. Cards remain the most reliable payment method. Create a virtual card for Facebook Ads with Halocard in under 5 minutes.
Every Halocard starts as a virtual card: a full Visa number, expiry and CVC, issued in seconds and ready to use online straight away.
They are reloadable and run on a credit BIN rather than a prepaid one, which is why they are accepted at merchants that routinely decline prepaid cards.
A disposable card works like any virtual card until its first successful charge, then cancels itself. The number is spent. It cannot be billed twice.
Use one for a trial you don't intend to keep, or for any merchant you'd rather not leave a live number with.
A real Visa card for spending in person, drawing on the same shared balance as your virtual cards.
It answers to the same controls. Lock it, limit it or cancel it from the dashboard like any other card.
Physical card, free with any annual plan or $100 on a monthly plan.
Top up with a debit or credit card, or through Apple Pay and Google Pay.
Funds land on your shared balance and are spendable by any of your cards immediately.
Read the full guideFund your balance with stablecoins (USDC, USDT) or with BTC, ETH and SOL, converted to your USD balance on arrival.
For a lot of members this is the point of Halocard: it turns crypto holdings into something spendable at ordinary Visa merchants.
Read the full guideSend CAD, EUR, GBP straight from your bank and it converts to USD when it lands on your balance, or send USD directly.
Read the full guideThe ceiling is $1M a day. Below that your limit is simply your balance: deposit more, spend more.
Prepaid cards typically cap you somewhere around $10,000 a month regardless of what you have loaded.
You fund the account, not the card. Every Halocard draws on one balance, so there is no moving money between cards to cover a charge.
A new card costs nothing to create and needs no top-up of its own.
Halocards are held in US Dollars. Pay in another currency and Visa converts at its rate on the day, with Halocard's conversion fee on top.
Being USD-denominated is part of why a Halocard behaves like a US card at checkout, which matters at merchants that restrict signups by card country.
Give a card a daily, weekly or monthly limit and it declines anything above it.
A $20 monthly cap on the card you use for one subscription means a surprise price rise gets declined rather than charged. Limits apply per card and are editable at any time.
Both act immediately from the dashboard. Locking is reversible. The card authorises nothing until you unlock it, and then the same number carries on working. Cancelling retires the number for good, whatever the merchant has stored.
Lock the card you have misplaced or the subscription you are deciding about; cancel when you are done with a merchant entirely. Cancelling never strands money you are owed: refunds are credited to your account balance, not to the card, so they reach you either way.
Disposable cards cancel themselves the moment one transaction is successfully charged. No reminder to come back and switch it off.
It is the strongest defence against a merchant that quietly re-bills: the number simply is not there the second time.
Add a Halocard to Apple Wallet or Google Wallet and tap to pay in person, including at ATMs that accept phone wallets.
Both wallets work in the other direction too, as ways to top up your balance.
When a merchant asks for 3D Secure verification, Halocard issues a one-time code, so the extra step at checkout completes rather than dead-ends.
Refunds are credited back to your Halocard account balance and can take up to 14 business days to arrive. A wrong, fraudulent or contested charge can be disputed with Visa directly. The first dispute in any 12 months is free.
Halocards decline at adult, gambling, cryptocurrency and other merchant categories classed as high-risk. That is deliberate, not a gap.
Those categories attract the chargebacks that get an issuer's card ranges restricted, so blocking them is part of what keeps acceptance high everywhere else.
Read the full guide
Create your account from a web browser. No need to download an app.
Verify you're a real person in 3 minutes, from the US or any of 120+ countries.
Add funds by debit/credit card, Apple Pay, Google Pay, bank transfer, stablecoins, or crypto.
That's it! Add your Halocard in Meta Ads Manager or Meta Business Suite and start running Facebook, Instagram, Messenger, and WhatsApp ad campaigns immediately.
Sign up to Halocard with just a phone number and quick identity check.
Create a new virtual card labelled "Meta Ads." It is ready to use instantly. Set a spending limit that matches your daily or lifetime campaign budget.
In Meta Ads Manager, go to Billing & payments → Payment settings → Add payment method and choose Credit or debit card. Enter your Halocard number, expiry date, CVV, and the US billing address shown on your dashboard.
Your Halocard is now ready to fund your Meta Ads campaigns! Meta charges it each time your ad spend reaches your payment threshold, and again on your monthly bill date.
Annual plans include special features:
$12/mo
or $144 yearly
Minimum $30 deposit to start
Spend up to $1M per day
Virtual USD Bank Account
Apple Pay & Google Pay
Limit, lock or cancel cards
Customizable billing address
0% fee on USD purchases
1.5% + $0.30 FX fee on non-USD purchases
Chat, Email & Phone Support
Annual plans include special features:
$15/mo
or $180 yearly
Minimum $100 deposit to start
Everything in Essential
Annual plans include special features:
$75/mo
or $900 yearly
Minimum $300 deposit to start
Everything in Pro
Every person who joins via your referral link earns you a commission of $5 - $25 every month (up to $100 for businesses). Refer as few as 3 people and the Essential plan pays for itself. Refer beyond that and Halocard starts becoming serious income.
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