Create virtual credit cards instantly to pay for Meta Ads from anywhere in the world. The most reliable way to fund your Facebook, Instagram, Messenger, and WhatsApp ad campaigns is Halocard.
Trusted by Privacy-first consumers from 120+ countriesHave tried so many different virtual card providers. Halocard was the first one that didn't feel like an immediate scam. KYC was simple. Added my first card to Meta 10 minutes after signing up.
Customer, United Kingdom
Meta rejects prepaid and debit BINs regularly. A single payment failure can trigger account restrictions or even permanent bans. Halocard issues virtual credit cards directly on the Visa network with the highest acceptance rate.
Create dedicated cards for each Meta Business Manager account, client, or campaign. Isolate budgets across Facebook, Instagram, and WhatsApp ads to prevent billing surprises.
Set per-transaction, daily, and monthly limits matching your campaign budgets. Get real-time alerts when charges hit and freeze cards instantly to control costs.
Your advertising budgets are nobody's business. Halocard keeps your Meta Ads spend separate from your personal or business bank accounts so there's no data shared.
Meta rejects certain types of prepaid cards and gift cards. Payment failures can restrict your ad account and even trigger permanent bans. Halocard issues virtual credit cards with the highest acceptance.
Address verification (AVS) checks can fail when your billing address doesn't match a US ZIP code. With Halocard you can nominate a US billing address on any card, and you don't need to be a US resident to register.
Meta may require 3D-Secure verification for card payments. If your card doesn't support it or you can't access the code, your payment will decline and your ad campaigns will pause.
Meta Ads has limited PayPal support depending on your region and account type. Cards remain the most reliable payment method. Create a virtual credit card with Halocard in under 5 minutes.
Every Halocard starts as a virtual card: a full Visa number, expiry and CVC, issued in seconds and ready to use online straight away.
They are reloadable and run on a credit BIN rather than a prepaid one, which is why they are accepted at merchants that routinely decline prepaid cards.
A disposable card works like any virtual card until its first successful charge, then cancels itself. The number is spent. It cannot be billed twice.
Use one for a trial you don't intend to keep, or for any merchant you'd rather not leave a live number with.
A real Visa card for spending in person, drawing on the same shared balance as your virtual cards.
It answers to the same controls. Lock it, limit it or cancel it from the dashboard like any other card.
The ceiling is $1M a day. Below that your limit is simply your balance: deposit more, spend more.
Prepaid cards typically cap you somewhere around $10,000 a month regardless of what you have loaded.
You fund the account, not the card. Every Halocard draws on one balance, so there is no moving money between cards to cover a charge.
A new card costs nothing to create and needs no top-up of its own.
Halocards are held in US Dollars. Pay in another currency and Visa converts at its rate on the day, with Halocard's conversion fee on top.
Being USD-denominated is part of why a Halocard behaves like a US card at checkout, which matters at merchants that restrict signups by card country.
Give a card a daily, weekly or monthly limit and it declines anything above it.
A $20 monthly cap on the card you use for one subscription means a surprise price rise gets declined rather than charged. Limits apply per card and are editable at any time.
Both act immediately from the dashboard. Locking is reversible. The card authorises nothing until you unlock it, and then the same number carries on working. Cancelling retires the number for good, whatever the merchant has stored.
Lock the card you have misplaced or the subscription you are deciding about; cancel when you are done with a merchant entirely. Cancelling never strands money you are owed: refunds are credited to your account balance, not to the card, so they reach you either way.
Disposable cards cancel themselves the moment one transaction is successfully charged. No reminder to come back and switch it off.
It is the strongest defence against a merchant that quietly re-bills: the number simply is not there the second time.
Add a Halocard to Apple Wallet or Google Wallet and tap to pay in person, including at ATMs that accept phone wallets.
Both wallets work in the other direction too, as ways to top up your balance.
When a merchant asks for 3D Secure verification, Halocard issues a one-time code, so the extra step at checkout completes rather than dead-ends.
Refunds are credited back to your Halocard account balance and can take up to 14 business days to arrive. A wrong, fraudulent or contested charge can be disputed with Visa directly. The first dispute in any 12 months is free.
Halocards decline at adult, gambling, cryptocurrency and other merchant categories classed as high-risk. That is deliberate, not a gap.
Those categories attract the chargebacks that get an issuer's card ranges restricted, so blocking them is part of what keeps acceptance high everywhere else.
Read the full guide
Create your account from a web browser. No need to download an app.
Verify you're a real person in 3 minutes. No US residency required.
Add funds with a debit/credit card, bank transfer, stablecoins, or crypto.
That's it! Add your Halocard to Meta Business Suite and start running Facebook, Instagram, Messenger, and WhatsApp ad campaigns immediately.
Sign up to Halocard with just a phone number and quick identity check.
Create a new virtual card labelled "Meta Ads." Set a spending limit that matches your daily or lifetime campaign budget.
Go to business.facebook.com → Billing → Payment Settings → Add Payment Method. Enter your Halocard number, expiry, CVV, and the US billing address shown on your dashboard.
Your Halocard is now ready to fund your Meta Ads campaigns!
$12/mo
or $120 yearly (Save $24)
✨ Annual plans unlock:
Spend up to $1M per day
Apple Pay & Google Pay
Limit, lock or cancel cards
Customizable billing address
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
$15/mo
or $150 yearly (Save $30)
✨ Annual plans unlock:
Everything in Essential
Virtual USD Account (coming September)
$75/mo
or $750 yearly (Save $150)
✨ Annual plans unlock:
Everything in Pro
Priority support (2 hour SLA)
Every person who joins via your referral link earns you a commission of $5 - $25 every month (up to $100 for businesses). Refer as few as 3 people and the Essential plan pays for itself. Refer beyond that and Halocard starts becoming serious income.
Top-up with debit/credit card, bank transfer, stablecoins, or crypto.
Virtual cards ready to spend in seconds for your Meta Ads campaigns and social media advertising.
Lock any card instantly or cancel it permanently if something feels wrong.
Nominate a custom billing address in the US or anywhere in the world, for every Halocard.
Visa 3D-Secure is supported whenever a merchant requests it to prevent fraud.
Your Halocards are accessible from your phone or desktop with no app download required.
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