Egyptian flagAccepted in Egypt

Private & Secure Virtual Cards

Create virtual Visa cards for online and in-person payments in Egypt, the USA and wherever Visa is accepted. Keep your transaction history private & personal data protected with Halocard.

Halocard virtual card for Egyptians
Halocard virtual card customerHalocard virtual card customerHalocard virtual card customerHalocard virtual card customerTrusted by 3,564 people around the world

Accepted at 175M merchants worldwide

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Why Egyptians need Halocard for international payments

US Visa credit

Real Visa credit cards issued from the USA

The Central Bank of Egypt has banned debit cards for foreign currency transactions entirely, and credit card USD limits can be as low as $250/month. Halocard gives you US-issued Visa credit cards with no local banking restrictions.

Multiple cards

More virtual cards for every purchase

Create dedicated cards for SaaS subscriptions, freelance tools, and international services. Isolate costs and prevent billing surprises.

US billing address

Nominate a US billing address

Nominate a US billing address (or any custom address worldwide) on any card, essential for accessing US-only services and passing address verification checks.

Private purchases

Independent of Egyptian bank restrictions

Halocard operates outside the Egyptian banking system. No CBE foreign currency limits, no blocked transactions, no dependence on local dollar liquidity.

Egyptian card restrictions for international payments explained

Why can't Egyptian cards pay US merchants?

In October 2023, the Central Bank of Egypt banned debit cards for all foreign currency transactions. Credit cards have monthly USD limits as low as $250 at major banks like HSBC Egypt. Strict FX controls, declining Suez Canal revenues, and high external debt have created severe dollar liquidity constraints. Halocard bypasses all of this with US-issued Visa credit cards.

$250/mo

Foreign currency limit on credit cards at major Egyptian banks (HSBC Egypt). Debit cards are banned entirely for foreign transactions.

Oct 2023

When the Central Bank of Egypt banned debit cards for foreign currency transactions, cutting off millions from international payments.

Secure and reliable virtual cards with no hidden fees

Card types

Spending

Controls

Payments

3 steps to create your virtual credit card

Step 1: sign up for Halocard from your browser with a phone number, no app download

1. Sign-up with a phone

Sign up from your browser. No app download needed.

Step 2: quick identity verification for a Halocard virtual card, no US residency required

2. Quick identity check

Verify you're a real person in less than 3 minutes. No US residency required.

Step 3: add funds to Halocard with stablecoins, debit or credit card, or bank transfer

3. Add funds to your account

Use stablecoins, debit/credit card, or bank transfer (1%).

Halocard virtual Visa card ready to use online and in person wherever Visa is accepted

Your virtual card is ready.

That's it! Your virtual cards can now be used for online and in-person purchases anywhere in the world where Visa is accepted.

Choose a plan and create your first card in under 5 minutes

Essential

3 Virtual Cards

$12/mo

or $120 yearly (Save $24)

or FREE with 3+ referrals

✨ Annual plans unlock:

2 Disposable Cards /mo
1 Physical Halocard

Spend up to $1M per day

Apple Pay & Google Pay

Limit, lock or cancel cards

Customizable billing address

0% fee on USD purchases

1.5% FX fee on non-USD purchases

Chat, Email & Phone Support

Pro

12 Virtual Cards

$15/mo

or $150 yearly (Save $30)

or FREE with 3+ referrals

✨ Annual plans unlock:

6 Disposable Cards /mo
1 Physical Halocard

Everything in Essential

Virtual USD Account (coming September)

Elite

60 Virtual Cards

$75/mo

or $750 yearly (Save $150)

or FREE with 15+ referrals

✨ Annual plans unlock:

12 Disposable Cards /mo
3 Physical Halocards

Everything in Pro

Priority support (2 hour SLA)

Want Halocard for FREE?

Every person who joins via your referral link earns you a commission of $5 - $25 every month (up to $100 for businesses). Refer as few as 3 people and the Essential plan pays for itself. Refer beyond that and Halocard starts becoming serious income.

Frequently Asked Questions

Still have questions?

How Halocard compares to Egyptian virtual card providers

Halocard virtual Visa card

Halocard

Grey

Grey

Yalla

Yalla (Paysky)

Card type

US Credit
USD Debit
EGP Prepaid

Availability

Global
Global
Egypt only

Spending limit

None
Account limit
Account limit

Account funding

Card, Crypto, Stablecoins & Bank Transfers
Bank transfer
Mobile wallet

New virtual cards every month

12 / 30 / 60
1
1

ID verification required

Yes
Yes
Yes

Acceptance at US merchants

Excellent
Moderate
Very limited

Apple & Google Pay support

Yes
No
No

Custom billing address

Yes
No
No

Private purchases

Yes
No
No

Comparison reflects publicly available information as of May 2026. Competitor details subject to change.

Made with ❤️ to provide the virtual card experience you deserve

Instant funding

Instant funding

Top-up with stablecoins, card payments, or bank transfers in USD, EUR or GBP.

Card creation

Instant card creation

Virtual cards ready to spend in seconds for your purchases and subscriptions.

Freeze cards

Freeze on demand

Lock any card instantly or cancel it permanently if something feels wrong.

Halocard virtual card dashboard: create, limit, lock and cancel virtual Visa cards
Custom billing address

Custom billing address

Nominate a custom billing address in the US or anywhere in the world, for every Halocard.

3D-Secure Authentication

3D-Secure Authentication

Visa 3D-Secure is supported whenever a merchant requests it to prevent fraud.

No app needed

No apps to download

Your Halocards are accessible from your phone or desktop with no app download required.

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Start using Halocard virtual cards from Egypt today