01
Create a card for n8n in Halocard
In your Halocard dashboard, create a new card, name it n8n and set a limit that covers what you are about to pay.
n8n
AcceptedHalocard is accepted
Halocard is accepted at n8n. n8n Cloud plans are paid at checkout after you select Upgrade, where you choose annual or monthly billing and a payment method. Annual Business and Enterprise plans can also be paid by invoice or wire transfer.
What payment methods does n8n accept?
Accepted
- AcceptedHalocard
- AcceptedCredit Cards
- AcceptedDebit Cards
- Accepted with conditionsWire TransferFor the annual Business plan and the Enterprise plan, paid by invoice.
Not accepted
- Not acceptedPrepaid Cards
- Not acceptedApple Pay
- Not acceptedGoogle Pay
- Not acceptedPayPal
- Not acceptedBank Transfer (ACH)
- Not acceptedCryptocurrency
- Not acceptedStablecoins
What merchant category (MCC) is n8n?
5817Digital goods: applications (excluding games)
While Halocard has successfully processed transactions at n8n, this isn't a guarantee of acceptance. Merchant acceptance can change at any time, and merchants can apply fraud and risk-based controls that prevent individual customers from using US-issued cards at checkout. We recommend using Halocard to make a test payment with n8n in your own situation to confirm acceptance.
How to pay for n8n with Halocard
02
Select Upgrade in n8n Cloud
Log in to your n8n Cloud account and select the Upgrade button in the upper-right corner.
03
Choose a plan and billing period
Select your plan, then choose whether to pay annually or by the month. Annual billing shows Starter at $20 a month and Pro at $50 a month.
04
Select a payment method
Select a payment method and complete the checkout. n8n collects the payment through its merchant of record.
Official payment guidance from n8n
- Plans and pricing: https://n8n.io/pricing/
- Upgrade to a paid plan: https://docs.n8n.io/deploy/use-n8n-cloud/start-your-free-trial
- Billing terms: https://n8n.io/legal/self-serve-terms/
Tips for successful payments at n8n
- AcceptedPlan prices exclude taxes and duties, so the checkout total can be higher than the listed price.
- AcceptedTop up Assistant or Gateway credits as the instance owner, from the Cloud admin dashboard, on an active paid subscription.
- AcceptedKeep a working card saved on the subscription, because auto top-up charges the payment method saved there.
- AcceptedEnter the billing name and address exactly as they appear on your Halocard.
Why do n8n payments decline?
- Auto top-up turned itself off
- If a top-up payment fails, n8n retries, and after the retries fail it turns auto top-up off and emails you. Fix the payment method saved on your subscription, then turn auto top-up back on.
- Top up is missing during a free trial
- Free trials include Assistant and Gateway credits but no top-ups. Upgrade to a paid plan to buy more credits.
- Top up is missing for a team member
- Only the instance owner can top up credits. Sign in as the instance owner and open the Cloud admin dashboard.
n8n payment FAQ
What should I do if n8n declines or doesn't support my card?
Pay with a Halocard instead. n8n accepts it, and as a US-issued Visa credit card held in US dollars it is accepted at checkouts that are strict about card type or country. Halocard is available for customers in the US and 120+ countries, so check that your country is supported, then make a card for n8n in minutes. See the countries Halocard supports.
Can I use a virtual card for n8n?
Yes. n8n accepts Halocard, a US-issued Visa credit card that works like a debit card. Make a card just for n8n and you are in full control: set a limit, lock it or cancel it whenever you like, without ever handing n8n your bank card.
How do I stop n8n charging me after I cancel?
The fastest way is to lock the Halocard you use for n8n. Halocard is a US-issued Visa credit card that gives you a separate card for each merchant, and locking one takes a couple of clicks in your Halocard dashboard. n8n can't charge that card again until you unlock it, so you stay in full control even when cancelling is slow or hard to find. To cancel with n8n as well, sign in to your n8n account and cancel the plan in its billing or subscription settings.
How do I try n8n without being charged when the trial ends?
Sign up with a Halocard. Halocard is a US-issued Visa credit card that gives you a separate card for each merchant, so make one just for the n8n trial and lock it once you have signed up. It takes a couple of clicks, and when the trial ends n8n can't charge you, so forgetting to cancel never costs you anything. If you decide to stay, unlock the card before the trial ends. About the n8n trial: The n8n Cloud trial needs no credit card. It lasts 14 days with Pro features, and if you do nothing it expires without any charge. A credit card is only required for the Business plan free trial.
How much does n8n Cloud cost?
On annual billing, the n8n pricing page shows Starter at $20 a month for 2.5K workflow executions and Pro at $50 a month for 10K executions (checked 2026-10-06). You can also pay by the month. Listed prices exclude taxes.
Is the n8n Business plan available on n8n Cloud?
Not yet. The pricing page says Business is self-hosted only, with a waitlist for the version hosted by n8n. After you subscribe and pay, n8n emails a license key to apply to your self-hosted instance.
Can I pay for n8n by invoice or wire transfer?
Yes, for the annual Business plan and the Enterprise plan. Annual Business customers can generate a contract through n8n's self-service DocuSign form, in dollars or euros, and the subscription starts once it is signed.
Why does my n8n charge show another company's name?
n8n uses a merchant of record to collect fees and taxes, and its terms say invoices and payments appear under that company's name. An earlier version of the terms named Paddle as the merchant of record.
About n8n
n8n is a workflow automation platform from n8n GmbH in Berlin. It builds workflows and AI agents in a visual editor with code steps, sold as n8n Cloud hosted by n8n in Frankfurt or as self-hosted Business and Enterprise plans. Plans are priced by full workflow executions, not by step or user.
- Website
- n8n.io
- Support
- n8n.io/contact
- Billed by
- Paddle (merchant of record for n8n)
- Billing region
- United States ($USD)
- Products
- n8n Cloud Starter, n8n Cloud Pro, n8n Business
- Users
- Over 170,000 community forum members, 2026
