Finally paying for Claude and OpenAI from outside the US
Each one on its own card with a sensible monthly cap so if anything dodgy happens I'll catch it. That's the whole reason I started using virtual cards in the first place.
Samantha, Australia
Virtual Cards for Anthropic and Claude
Create virtual credit cards instantly to pay for Claude AI from anywhere in the world. The most reliable way to subscribe to Claude Pro, Claude Code, and fund your API account is Halocard.
Trusted by 3,376 people around the world
1 of 10. Samantha K., Australia. Finally paying for Claude and OpenAI from outside the US
Why developers choose Halocard to pay for Anthropic and Claude
Visa Credit Cards, not Prepaid
AI platforms reject prepaid and debit BINs regularly. Halocard issues virtual credit cards directly on the Visa network which have the highest acceptance at Claude, Anthropic, and other leading AI services.
One card for each platform
Create dedicated cards for each AI and Cloud platform including ChatGPT Codex, Anthropic's Claude Code, AWS, Google Cloud and more. Isolate costs and prevent billing surprises.
API-friendly spending controls
Set per-transaction, daily, and monthly limits on each of your cards. Get real-time alerts when charges hit and instantly lock or cancel any cards to prevent any unwanted charges.
Keep your AI usage is private
Your AI usage patterns are nobody's business. Halocard keeps your Claude subscription and API usage separate from your main bank accounts so there's no personal data shared.
Why do other payment cards decline at Anthropic?
Prepaid & Gift Cards don't work
Anthropic rejects certain types of prepaid cards and gift cards. Halocard issues virtual credit cards which have the highest acceptance at Claude, Anthropic, and other leading AI services.
No US address provided (AVS fail)
Address verification (AVS) checks can fail when your billing address doesn't match a US ZIP code. With Halocard you can nominate a US billing address on any card, and you don't need to be a US resident to register.
No one-time code (3D-Secure fail)
Anthropic requires a one-time code for card payments. If your card doesn't support 3D-Secure or you can't access the code, your payment will decline.
Paypal & Venmo not accepted
Anthropic only accepts valid cards. No PayPal, no Venmo, no crypto and no bank transfers. If you don't have a traditional credit card, create one with Halocard in under 5 minutes.
Secure and reliable virtual cards with no hidden fees
Card types
Spending
Controls
Payments
How to get a virtual card for Anthropic in 3 simple steps
1. Sign-up with a phone
Sign up from your browser. No app download needed.
2. Quick identity check
Verify you're a real person in less than 3 minutes. No US residency required.
3. Add funds to your account
Use stablecoins, debit/credit card, or bank transfer (1%).
Your virtual card is ready.
That's it! Add your Halocard to claude.ai and start using Claude Pro, Max, Teams, or the API immediately.
How to pay for Claude AI with a virtual card
Create your Halocard account
Sign up to Halocard with just a phone number and quick identity check.
Create a virtual card for Anthropic
Create a new virtual card labelled "Claude AI." Set a spending limit that matches your plan ($20 for Pro, $100 for Max).
Add the card to Anthropic
Go to claude.ai → Settings → Billing → Add Payment Method. Enter your Halocard number, expiry, CVV, and US billing address shown on your dashboard.
All done!
Your Halocard is now ready to make payments to Anthropic & Claude!
Choose a plan and create your first card in under 5 minutes
Essential
3 Virtual Cards
$12/mo
or $120 yearly (Save $24)
✨ Annual plans unlock:
2 Disposable Cards /mo
1 Physical Halocard
Spend up to $1M per day
Apple Pay & Google Pay
Limit, lock or cancel cards
Customizable billing address
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
Pro
12 Virtual Cards
$15/mo
or $150 yearly (Save $30)
✨ Annual plans unlock:
6 Disposable Cards /mo
1 Physical Halocard
Everything in Essential
Virtual USD Account (coming September)
Elite
60 Virtual Cards
$75/mo
or $750 yearly (Save $150)
✨ Annual plans unlock:
12 Disposable Cards /mo
3 Physical Halocards
Everything in Pro
Priority support (2 hour SLA)
Want Halocard for FREE?
Every person who joins via your referral link earns you a commission of $5 - $25 every month (up to $100 for businesses). Refer as few as 3 people and the Essential plan pays for itself. Refer beyond that and Halocard starts becoming serious income.
Frequently Asked Questions about paying for Anthropic & Claude
Still have questions?
Made with ❤️ to provide the virtual card experience you deserve
Instant funding
Top-up with stablecoins, card payments, or bank transfers in USD, EUR or GBP.
Instant card creation
Virtual cards ready to spend in seconds for your Claude subscription and API usage.
Freeze on demand
Lock any card instantly or cancel it permanently if something feels wrong.
Custom billing address
Nominate a custom billing address in the US or anywhere in the world, for every Halocard.
3D-Secure Authentication
Visa 3D-Secure is supported whenever a merchant requests it to prevent fraud.
No apps to download
Your Halocards are accessible from your phone or desktop with no app download required.
Halocard works with all your favourite AI and Cloud providers
Learn more about Virtual Cards
Best Virtual Credit Card Option for Small Business
Compare 9 virtual credit card providers for small businesses. Covers card types, fees, geographic availability, and which fits your business spending needs.
What Happened to the Citibank Virtual Card Program and What to Use Instead
Citi discontinued its virtual account numbers program. Discover what happened, what current Citi options exist, and which modern alternatives provide the best replacement.
Is There a Claude Gift Card?
Anthropic doesn't sell Claude gift cards. Find out why cards get declined, how virtual cards solve payment issues, and the best ways to gift Claude access.
How to Manage SaaS Subscriptions With Virtual Cards
Stop surprise renewals and regain control of your SaaS stack. Assign one virtual card per vendor, set spend limits, and simplify reconciliation.