You know who holds your money
Halocard LLC is registered with FinCEN, and its cards are issued by Third National.
What is Kripicard?
A Kripicard banking partner locked customer balances in February 2026, and it's unclear whether everyone has been refunded
In February 2026, one of Kripicard's banking partners locked a portion of customer balances, and reviewers still reported unrefunded funds in late April 2026. Kripicard began refunding in phases in May and says the large majority of cases have closed with funds returned, but we found no confirmation that every affected customer has been repaid.
Checked 10 October 2026
Halocard is the better Kripicard alternative for most people: a named US issuer, a flat monthly price, and no mainstream merchants banned. Kripicard is a Brazil-based crypto card service, run by Uweb3 Management BR, that turns USDT and 150+ other coins into Visa or Mastercard numbers, marketed to media buyers. Each card costs $5 to issue and $1 to process, every load pays 4%, and there is no monthly or FX fee. Kripicard doesn't name its issuing banks, bans Steam and Uber, and is rated 2.6/5 on Trustpilot from 24 reviews.
Pros
- Pros: No monthly fee and no FX fee
- Pros: Deposit from 150+ coins
- Pros: Unlimited cards
- Pros: Up to $150,000 a month per card
- Pros: Apple Pay and Google Pay on new cards
Cons
- Cons: 4% on every load
- Cons: $5 and $1 for every card
- Cons: Issuing banks and BIN countries not named
- Cons: Steam and Uber banned
- Cons: Rated 2.6/5 on Trustpilot
How much does a Kripicard cost?
- Monthly fee
- None
- Card issuance
- $5
- Processing, per card
- $1
- Opening balance
- $10, yours to spend
- Cheapest first card
- $16.40
What fees does Kripicard charge?
- Every load
- 4%
- Authorisations
- No fee
- Foreign exchange
- No fee
- A $100 top-up
- $4
- A $1,000 top-up
- $40
How does Halocard compare to Kripicard?
Halocard is the best Kripicard alternative for most people. It is a US-issued Visa credit card for customers in the US and 120+ countries, with a named issuer and a flat monthly price.
Better choice | Kripicard | |
|---|---|---|
| Funding | Advantage: Card, Apple Pay, Google Pay, Bank Transfer, Stablecoins & Crypto | Crypto only, 150+ coins |
| USD bank account | Advantage: Your own US account and routing number | None |
| Merchant restrictions | Advantage: Any Visa merchant outside restricted categories | Steam and Uber banned; more without notice |
| Cards | Advantage: 3 to 60 cards, included in your plan | Unlimited, $5 each |
| Fees | Advantage: From $12 a month; no fee in USD | No monthly fee; 4% on every load |
| Controls | Advantage: Per-card limits, any billing address, instant lock | 3D Secure, two-factor login, fraud monitoring |
| Support | Advantage: Chat, email, and phone on every plan | Tickets, email and Telegram |
| Trust and transparency | Advantage: A regulated US company and card issuer | A Brazilian micro-company; issuers not named |
Why Halocard is the better Kripicard alternative
Steam and Uber work
Halocard settles purchases at both, merchants Kripicard bans by name.
A flat price
Plans from $12 a month, with your cards included and no fee on US-dollar purchases.
Crypto, and everything else
Fund with debit/credit card, Apple Pay, Google Pay, bank transfer, stablecoins, or crypto.
Kripicard FAQ
Is Kripicard legit?
Kripicard is an operating company with a published fee schedule and a functioning product; it is not a fraud in the sense of having no product. That said, its Trustpilot rating is 2.6/5 from 24 reviews, mostly one star, the recurring complaint is deposits not becoming spendable balance, and in February 2026 a banking partner locked a portion of customer balances. Read the current reviews yourself and test with a small amount first.
Does Kripicard require KYC?
It depends on the tier. Kripicard's no-KYC page offers a basic tier with an email only, and asks for ID for higher limits, while its security page says all users go through identity verification and sanctions screening through regulated partners. Confirm current requirements before depositing.
How much does a Kripicard cost?
There is no monthly fee. Costs sit in a $5 issuance fee and a $1 processing fee per card, and 4% on every deposit, with a $10 minimum to open a card that becomes your starting balance. Authorisation and FX fees are both zero. In practice the first $100 you load costs about $10, and later top-ups cost 4%.
Can I use Kripicard for Steam, Uber, or subscriptions?
Steam and Uber are both named on Kripicard's prohibited high-risk platform list, so the card should not be used for either. Kripicard sells Steam and Uber gift cards for crypto in its own marketplace instead. Halocard settles purchases at both.See Halocard at Steam
Who issues Kripicard cards?
Kripicard says its cards are issued by licensed partners in their respective jurisdictions, without naming them or the BIN countries. The service is run by Uweb3 Management BR. Halocard cards are issued by Third National, a Non-Bank Principal Member of the Visa Network.
Can I withdraw my Kripicard balance?
Kripicard publishes no withdrawal policy. Its replies to reviewers say a deleted card's balance returns to your Kripicard wallet after support confirms it, and its terms say card transactions are generally non-refundable once authorised. Halocard balances can be withdrawn to a supported withdrawal method.See how Halocard withdrawals work
What is the best Kripicard alternative?
Halocard, for most people. Halocard is a US-issued Visa credit card for customers in the US and 120+ countries, with a named issuer, a flat monthly price, and stablecoin and crypto funding alongside card and bank transfer.See all comparisons
Disclaimer
Based on public information as of October 2026 (see Sources on our Halocard vs Kripicard comparison); Kripicard's products, fees and terms may change, so check before you decide. Halocard publishes this page and makes one of the products compared, so verdicts and ticks are our opinion. Kripicard and its product names are trademarks of their owner, used only to identify its products; Halocard is not affiliated with or endorsed by Kripicard. Not financial, legal or tax advice.