A named company and issuer
Halocard LLC is registered with FinCEN, and its cards are issued by Third National.
What is CardUpNow?
Reviewers reported frozen CardUpNow cards and missing withdrawals in September and October 2026
Several Trustpilot reviewers reported cards frozen with money on them, accounts restricted, and withdrawals they say never arrived. CardUpNow disputes each case publicly, and we found no sign any has been resolved. Trustpilot also withholds CardUpNow's rating after removing fake reviews. CardUpNow names no company, licence or issuing bank, so check carefully before depositing.
Checked 10 October 2026
Halocard is the better CardUpNow alternative: a named US company and issuer, a flat monthly price, and a balance you can withdraw. CardUpNow sells crypto-funded prepaid Visa and Mastercard numbers with no ID check, but names no company, licence or issuing bank, and takes 5% going in, 5% onto each card and 5% coming out. By its own example, a first $100 deposit leaves $42.75 to spend. Trustpilot withholds its rating after removing fake reviews, and reviewers reported frozen cards in September 2026. Halocard is a US-issued Visa credit card for customers in the US and 120+ countries.
Pros
- Pros: Sign up with an email, by its terms
- Pros: Crypto funding
- Pros: Live chat and messaging support
- Pros: Many cards, depending on usage
Cons
- Cons: No company, licence or issuer named
- Cons: 5% on deposits, 5% per card
- Cons: 5% to withdraw, at least $50
- Cons: Trustpilot rating withheld
- Cons: Reports of frozen funds
How much does CardUpNow cost?
- Activation
- $50, not refundable
- Elite plan
- $300
- Minimum deposit
- $50
- Spendable from a first $100
- $42.75
What fees does CardUpNow charge?
- Deposit
- 5%
- Card issuance
- 5% of the card amount
- Withdrawal
- 5%, min $50
- Declined payment
- $0.40
How does Halocard compare to CardUpNow?
Halocard is the best CardUpNow alternative for most people. It is a US-issued Visa credit card for customers in the US and 120+ countries, with a named issuer and a flat monthly price.
Better choice | CardUpNow | |
|---|---|---|
| Card type | Advantage: US-issued Visa credit card | Prepaid Visa or Mastercard, issuer not named |
| Funding | Advantage: Card, Apple Pay, Google Pay, Bank Transfer, Stablecoins & Crypto | Crypto only |
| Fees | Advantage: No fee in USD; 1.5% + $0.30 in other currencies | 5% in, 5% per card, 5% out |
| USD bank account | Advantage: Your own US account and routing number | None |
| Cards | Advantage: 3 to 60 cards, included in your plan | Unlimited on its homepage, based on usage in its terms |
| Getting money back | Advantage: Yes, to a supported withdrawal method | 5%, at least $50; issued cards not refundable |
| Support | Advantage: Chat, email, and phone on every plan | Chat, email and messaging apps |
| Trust and transparency | Advantage: A regulated US company and card issuer | No company, licence or issuer named |
Why Halocard is the better CardUpNow alternative
A flat price
Plans from $12 a month, with your cards included and no fee on US-dollar purchases.
Withdraw what you don't spend
Halocard balances can be withdrawn to a supported withdrawal method.
Crypto, and everything else
Fund with debit/credit card, Apple Pay, Google Pay, bank transfer, stablecoins, or crypto.
CardUpNow FAQ
Is CardUpNow legit?
CardUpNow is an operating website with a product and published fees, but it names no company, licence, issuing bank or founder. Trustpilot withholds its rating after removing fake reviews, ScamAdviser gives it 7 out of 100, and reviewers in September and October 2026 reported frozen cards and withdrawals they say never arrived, which CardUpNow disputes; in those public replies it has called a reviewer a fraud and posted details of a customer's transactions. Test with a small amount, if at all.
How much does CardUpNow cost?
A $50 activation fee comes out of your first deposit, then 5% on each deposit and 5% on each card, so a first $100 deposit leaves $42.75 to spend. Withdrawals cost 5%, at least $50, declined attempts $0.40, and payments under $30 an extra $0.40.
Does CardUpNow require ID?
Its terms say it collects an email and password only, with no name, ID, SSN or bank details, though its homepage says some verification may apply for higher limits.
Who issues CardUpNow cards?
CardUpNow doesn't say: neither the issuing bank nor the BIN country is disclosed. Halocard cards are issued by Third National, a Non-Bank Principal Member of the Visa Network.
Can I withdraw my CardUpNow balance?
Yes, for 5%, at least $50, to crypto; issued cards and their fees are not refundable. Halocard balances can be withdrawn to a supported withdrawal method.See how Halocard withdrawals work
What is the best CardUpNow alternative?
Halocard, for most people. Halocard is a US-issued Visa credit card for customers in the US and 120+ countries, with a named issuer, a flat monthly price, and stablecoin and crypto funding alongside card and bank transfer.See all comparisons
Disclaimer
Based on public information as of October 2026 (see Sources on our Halocard vs CardUpNow comparison); CardUpNow's products, fees and terms may change, so check before you decide. Halocard publishes this page and makes one of the products compared, so verdicts and ticks are our opinion. CardUpNow and its product names are trademarks of their owner, used only to identify its products; Halocard is not affiliated with or endorsed by CardUpNow. Not financial, legal or tax advice.