Spotify

AcceptedHalocard is accepted

Halocard is accepted at Spotify. Spotify Premium accepts cards and PayPal on spotify.com. The payment method must be registered in the same country as your Spotify account. Sign up and pay at spotify.com/premium.

What payment methods does Spotify accept?

Accepted

AcceptedHalocard
AcceptedCredit Cards
AcceptedDebit Cards
AcceptedGoogle Pay
AcceptedPayPal
AcceptedBilling Through a Phone or Internet Provider

Not accepted

Not acceptedPrepaid Cards
Not acceptedApple Pay
Not acceptedBank Transfer (ACH)
Not acceptedCryptocurrency
Not acceptedStablecoins

What merchant category (MCC) is Spotify?

4899Cable, satellite and other pay television and streaming
7372Computer programming, data processing and integrated systems design

What is Halocard?

A US-issued Visa credit card that works like a debit card, with a separate virtual card for each merchant you pay. Lock a card to pause a subscription, or cancel it so the merchant can no longer charge that number.

Pay Spotify from its own card and stop the renewals whenever you choose.

Get Your Halocard

Halocard on a phone, with Halocard metal cards fanned behind it

How to pay for Spotify with Halocard

Create a card for Spotify in Halocard

In your Halocard dashboard, create a new card, name it Spotify and set a limit that covers what you are about to pay.

Choose a plan at spotify.com/premium in a browser

Pick a Premium plan and Spotify shows every payment option for your account's country on the next page. The iPhone and iPad app cannot take a subscription.

Add or change the card under Payment methods

On your Spotify account page, open Payment methods. Select Add for a new card or Change for the current one, then confirm with Add/Change payment method.

Official payment guidance from Spotify

Accepted payment methods: https://support.spotify.com/us/article/payment-methods/
Failed payment help: https://support.spotify.com/us/article/failed-payment/
Change your payment details: https://support.spotify.com/us/article/change-payment-details/

Get Your Halocard for Spotify

Tips for successful payments at Spotify

AcceptedStarting a free trial? Give the card to Spotify directly. A plan billed through a third party such as your phone provider does not qualify for the trial.
AcceptedIf a partner such as your phone or internet provider bills your plan, cancel with that partner first. Add a card on spotify.com only once the account has switched to Free.
AcceptedPaying with PayPal? The PayPal account must be verified and set to the same country as your Spotify account.
AcceptedEnter the billing name and address exactly as they appear on your Halocard.

Why do Spotify payments decline?

The card is registered in a different country from your Spotify account: Spotify checks that the payment method and the account share a country. Set the Spotify account country to match the card, then enter the card again.
The card is not enabled for foreign, online or recurring purchases: Spotify asks for a card that allows foreign, secure online and recurring purchases. Check those settings with the card issuer, then retry.
The payment still fails after you check the details: Enter the card again in a private or incognito window, wait a few hours in case it was a connection problem, or try another payment method.
A monthly renewal did not go through: You keep Premium for now while Spotify retries over the next few days. Update the card under Payment methods before the retries run out.

Spotify payment FAQ

How do I change my payment method on Spotify?

Go to Payment methods on your account page, select Add or Change, then confirm. Spotify may place a small temporary authorization charge to check the new card. If a partner such as your phone provider bills you, Spotify says to cancel with that partner first and sign up again once the account switches to Free. See How to change your payment details.

Why did my Spotify payment fail?

Check your payment history for the reason first. Spotify's Failed payment help lists the usual causes: not enough funds, a card registered in a different country from the account, an expired or canceled card, or a card not enabled for foreign, secure online and recurring purchases.

Does Spotify accept PayPal?

Yes. Premium can be paid with PayPal. The country on your PayPal account must match the country set in your Spotify account, and the PayPal account must be verified. See PayPal payments for Spotify.

Can I use a prepaid card for Spotify?

Not for a free trial. Spotify's Paid Subscription Terms say prepaid cards and Spotify gift cards are not valid forms of payment for a trial, and that closed loop prepaid cards cannot pay for household plans. The terms describe those as cards that are not credit or bank cards.

Can I pay for Spotify with Apple Pay?

Spotify does not list Apple Pay as a way to pay. The full list of methods for your country appears after you pick a plan at spotify.com/premium. Premium cannot be bought in the iPhone app, so add a card on the website.

About Spotify

Spotify is an audio streaming service for music, podcasts and audiobooks, available free or through paid Spotify Premium subscription plans. It operates in 184 markets and is headquartered in Stockholm, Sweden, under Spotify AB, part of Spotify Technology S.A. A separate New York subsidiary serves and bills American customers.

Website: spotify.com
Support: support.spotify.com
Billed by: Spotify USA Inc.
Billing region: United States ($USD)