How to add money to Polymarket

Not acceptedHalocard is not accepted

Halocard is not accepted at Polymarket, which charges under gambling, a high-risk category Halocard doesn't support. Polymarket takes deposits in its app by debit card, bank transfer (ACH), Apple Pay, PayPal, Venmo, wire transfer and, on iPhone where available, USDC. Debit card and ACH deposits go up to $50,000 a day, and wires start at $5,000. Every deposit must come from an account in your own name.

Last verified 22 October 2026

What payment methods does Polymarket accept?

Accepted

AcceptedCredit Cards
AcceptedDebit Cards
AcceptedApple Pay
AcceptedPayPal
AcceptedVenmo
AcceptedBank Transfer (ACH)
AcceptedWire Transfer
Accepted with conditionsStablecoinsUSDC in the iPhone app, where available.

Not accepted

Not acceptedHalocardHalocard does not support gambling payments.
Not acceptedPrepaid Cards
Not acceptedGoogle Pay
Not acceptedCryptocurrency

What merchant category (MCC) is Polymarket?

7995Betting, casino gambling and lottery: Gambling and betting are classified as high-risk purchases by Visa and our issuing bank, so payments to merchants in this category will be declined by Halocard. See Halocard's merchant restrictions.

What is Halocard?

A US-issued Visa credit card that works like a debit card, with a separate virtual card for each merchant you pay. Set a spending limit, lock a card or cancel it from the dashboard at any time.

It cannot be used at Polymarket, but works wherever Visa is accepted outside the high-risk categories that are unsupported.

Get Your Halocard

Halocard on a phone, with Halocard metal cards fanned behind it

Why Halocard cannot be used at Polymarket

Why Halocard can't be used

Polymarket is charged under the gambling category, which Visa and our issuing bank classify as high-risk, so Halocard declines payments to it on every card. This is a Halocard rule, not a Polymarket rule.

How you can pay instead

A debit card from your own bank, up to $25,000 a transaction and $50,000 a day.
A bank transfer (ACH) from your own bank account, linked through Aeropay, up to $50,000 a day.
Apple Pay on iPhone, PayPal or Venmo, from an account in your own name.
A wire of $5,000 or more from your own bank account to QC Clearing LLC, with your full name and phone number in the memo.
USDC in the iPhone app, where available.

Tips for successful payments at Polymarket

AcceptedFinish identity verification before you deposit. Polymarket asks for your legal name, residential address, date of birth, phone number and Social Security number.
AcceptedDeposit from a card, bank account or wallet in your own name, because withdrawals go back to the same method, oldest deposit first.
AcceptedFor a wire, put the full name and phone number on your Polymarket account in the memo, FFC or FBO field, and send at least $5,000 from a bank account in your own name.
AcceptedUse a wire for a large deposit: it has no maximum and is usually credited within 1 business day.

Polymarket payment FAQ

Does Polymarket accept credit cards?

Its app help pages name debit cards for card deposits, alongside bank transfer (ACH), Apple Pay, PayPal, Venmo, wire transfer and USDC. Its payments documentation lists card payments as debit or credit, processed by Checkout.com. Card deposits are limited to $25,000 a transaction and $50,000 a day.

How do I withdraw money from Polymarket?

In the app, tap Portfolio, then Withdraw, then Send to, and choose where the money goes: your debit card, bank account (ACH), Apple Pay, PayPal, Venmo or a USDC wallet, each only if you deposited with it. Wires go through support. Withdrawals return to the original funding source, oldest deposit first, once a deposit has fully cleared, which usually takes 3 to 4 business days.

What fees does Polymarket charge?

Takers pay a trading fee of 0.0695 times the number of contracts times the price times one minus the price, so it is highest at 50 cents: $1.74 on 100 contracts. Fees are taken from your balance when a trade executes, and a canceled or expired order costs nothing. Withdrawals are free.

How long does a Polymarket deposit take?

Debit card and bank transfer (ACH) deposits take 3 to 4 business days to fully clear, though you can usually trade with instant buying power straight away. Wires are credited within about 1 business day once received and verified. Deposits can also wait on identity and anti-money-laundering checks.

About Polymarket

Polymarket is a prediction market where customers trade event contracts on sports, politics, crypto, economics, weather and culture, in dollars, through the Polymarket app. Its regulated exchange is run by QCX LLC, a CFTC designated contract market, and cleared by QC Clearing LLC. Polymarket's international, crypto-based platform is a separate product.

Website: polymarket.us
Support: support@polymarket.us
Billing region: United States ($USD)
Products: Event contracts, Combos, BTC Up or Down