How to add money to Kalshi

Not acceptedHalocard is not accepted

Halocard is not accepted at Kalshi, which charges under gambling, a high-risk category Halocard doesn't support. Kalshi takes deposits by Visa, Mastercard and Discover debit card, Apple Pay, Google Pay, bank transfer (ACH), PayPal, Venmo, Cash App, crypto and wire, with a $10 minimum on most methods. Credit cards may also be processed, though your card issuer may add a cash advance fee.

Last verified 22 October 2026

What payment methods does Kalshi accept?

Accepted

AcceptedDebit Cards
AcceptedApple Pay
AcceptedGoogle Pay
AcceptedPayPal
AcceptedVenmo
AcceptedCash App
AcceptedBank Transfer (ACH)
AcceptedCryptocurrency
AcceptedStablecoins
AcceptedWire Transfer
AcceptedReal-Time Payments (RTP)
Accepted with conditionsCredit CardsProcessed alongside debit cards, with fees that can vary and a possible cash advance fee from your card issuer.

Not accepted

Not acceptedHalocardHalocard does not support gambling payments.
Not acceptedPrepaid Cards

What merchant category (MCC) is Kalshi?

7995Betting, casino gambling and lottery: Gambling and betting are classified as high-risk purchases by Visa and our issuing bank, so payments to merchants in this category will be declined by Halocard. See Halocard's merchant restrictions.

What is Halocard?

A US-issued Visa credit card that works like a debit card, with a separate virtual card for each merchant you pay. Set a spending limit, lock a card or cancel it from the dashboard at any time.

It cannot be used at Kalshi, but works wherever Visa is accepted outside the high-risk categories that are unsupported.

Get Your Halocard

Halocard on a phone, with Halocard metal cards fanned behind it

Why Halocard cannot be used at Kalshi

Why Halocard can't be used

Kalshi is charged under the gambling category, which Visa and our issuing bank classify as high-risk, so Halocard declines payments to it on every card. This is a Halocard rule, not a Kalshi rule.

How you can pay instead

A Visa, Mastercard or Discover debit card from your own bank, entered directly or through Apple Pay or Google Pay, from $10.
A bank transfer (ACH) from a bank account in your name, connected through Plaid or Aeropay, with no Kalshi fee.
PayPal, Venmo or Cash App in your own name.
Crypto, including USDC, or a wire or RTP payment from your own bank with your Kalshi memo code.

Tips for successful payments at Kalshi

AcceptedDeposit from a card, bank, PayPal or Venmo account in the same name as your Kalshi account.
AcceptedUse the billing address you gave during Kalshi verification for the card you deposit with.
AcceptedTurn off any VPN and use a stable connection before a card deposit; Apple Pay or Google Pay can get past a 3D Secure problem.
AcceptedFor a wire or RTP payment, add your 9-digit memo code starting with "kal", found under Transfers, then Wire transfer. Wires under $1,000 are returned.

Kalshi payment FAQ

Does Kalshi accept credit cards?

Sometimes. Kalshi accepts Visa, Mastercard and Discover debit cards and says credit cards may also be processed, but fees can vary and your card issuer may charge a cash advance fee. American Express is not supported.

What is the minimum deposit on Kalshi?

$10 for debit card, bank transfer (ACH), PayPal and Venmo deposits. Wires must be at least $1,000, and a smaller wire is returned to the sending bank, which can take 3 to 5 business days.

Does Kalshi charge a deposit fee?

It depends on the method. Bank transfers (ACH), wires and RTP payments carry no Kalshi fee. Debit card deposits may incur a 2% processing fee. Your first PayPal or Venmo deposit is free, then PayPal fees run up to 2% and Venmo fees may vary. Cash App deposits carry a fee, and crypto deposits can carry provider and network fees.

Why did my Kalshi deposit fail?

For a card, the usual causes are a mistyped card number, a billing address that differs from the one used for Kalshi verification, a failed 3D Secure check, or a block by your card issuer. Deposits under $10 also fail. For a bank transfer, unsettled pending deposits can trigger an insufficient funds error.

Can I deposit on Kalshi with PayPal or Venmo?

Yes. Choose PayPal or Venmo under Add funds, log in and authorize the payment. The account must be in the same name as your Kalshi account. Kalshi says both may not be available in all states, and money deposited this way can be withdrawn right away.

About Kalshi

Kalshi is a prediction market run by KalshiEX LLC in New York and regulated by the Commodity Futures Trading Commission as a designated contract market since November 2020. Founded in 2018 by Tarek Mansour and Luana Lopes Lara, it lists event contracts on sports, politics, economics and other events, traded from its website and mobile apps.

Website: kalshi.com
Support: help.kalshi.com
Billing region: United States ($USD)
Revenue: $263.5 million fee revenue, 2025