Etsy

AcceptedHalocard is accepted

Halocard is accepted at Etsy. Etsy accepts Visa, Mastercard, American Express, Discover, Diners Club and JCB cards, plus Apple Pay, Google Pay, PayPal, Klarna, bank accounts through Link and Etsy gift cards. Each seller chooses which of these it offers, and you can only split an order when an Etsy gift card or Etsy credit covers part of it.

What payment methods does Etsy accept?

Accepted

AcceptedHalocard
AcceptedCredit Cards
AcceptedDebit Cards
AcceptedPrepaid Cards
AcceptedApple Pay
AcceptedGoogle Pay
AcceptedPayPal
AcceptedBank Transfer (ACH)
AcceptedEtsy Gift Cards and Credits
Accepted with conditionsKlarnaOrders of $45 to $10,000 before shipping and tax, from a signed-in Etsy account.

Not accepted

Not acceptedCryptocurrency
Not acceptedStablecoins

How does Etsy appear on my statement?

ETSY
ETSY.COM*SHOPNAME
ETSY*SHOPNAME

What merchant category (MCC) is Etsy?

5699Merchant category
5399Miscellaneous general merchandise

What is Halocard?

A US-issued Visa credit card that works like a debit card, with a separate virtual card for each merchant you pay. Use a disposable card that cancels itself after one charge, or keep a card open for the merchants you buy from often.

Create a card for Etsy in a few minutes and pay with it straight away.

Get Your Halocard

Halocard on a phone, with Halocard metal cards fanned behind it

How to pay for Etsy with Halocard

Create a card for Etsy in Halocard

In your Halocard dashboard, create a new card, name it Etsy and set a limit that covers what you are about to pay.

Add the item and go to checkout

Choose Buy it now for a single listing, or Add to cart and then Proceed to checkout. In the Etsy app, select View in your cart, then Go to checkout.

Add the card under Payment

Check your shipping address and method, then select Payment and add a new card with its number, expiry date, security code and billing address. Etsy saves the card for later purchases.

Select Place your order

Review the order and select Place your order. Etsy screens every Etsy Payments order, and most are confirmed by email within 72 hours.

Edit a saved card in Account settings

To update a saved card, go to Your account, then Account settings, then Credit Cards, and select Edit.

Official payment guidance from Etsy

Accepted payment methods: https://help.etsy.com/hc/en-us/articles/360026831353-What-Payment-Methods-Can-I-Use-to-Check-Out-on-Etsy
Card declined at checkout: https://help.etsy.com/hc/en-us/articles/115015437707-Why-Was-My-Credit-Card-Declined-During-Checkout

Get Your Halocard for Etsy

Tips for successful payments at Etsy

AcceptedSign in to an Etsy account before checkout if you want to pay with an Etsy gift card, Etsy credit or Klarna.
AcceptedSet your Etsy currency to USD under Account settings, then Location Settings, so the whole checkout runs in dollars.
AcceptedPay each order with one card. Only an Etsy gift card or Etsy credit can be combined with a second payment method.
AcceptedEnter the billing name and address exactly as they appear on your Halocard.

Why do Etsy payments decline?

"There was a problem with your order. Please try again, if you continue to have problems, please contact support.": Review the billing and shipping information you entered at checkout. If it is correct, contact Etsy Support from the bottom of Etsy's trouble checking out article.
Saved card details or billing address are out of date: Edit the card under Your account, Account settings, Credit Cards, and update the billing address or expiry date. On a card's first use, check the number was entered correctly.
The bank flagged a first or high-value order: Etsy says banks may flag first-time and high-value purchases whatever credit is available. Approve the charge with your card issuer, then place the order again.
One payment in a multi-shop checkout failed: A cart with several shops is charged as one transaction, so one failure stops the whole order. Use Check out only from this shop to buy from each shop separately. Etsy emails the reason from transaction@etsy.com.

Etsy payment FAQ

Does Etsy take PayPal?

Yes, in shops that accept it. Choose Check out with PayPal, approve the payment on PayPal and return to Etsy to confirm the order. Without a PayPal account, select Pay with Debit or Credit Card on the PayPal page, though PayPal limits how often guest checkout can be used.

Does Etsy take Apple Pay?

Yes. Apple Pay works in the Etsy iOS app and in Safari on desktop or mobile. Google Pay works in the Etsy Android app and in desktop or mobile browsers.

Does Etsy accept Afterpay?

Afterpay is not on Etsy's list of payment methods. For installments, Etsy offers Klarna on orders of $45 to $10,000 before shipping and tax: 4 interest-free installments up to $2,000, or Klarna financing. You need to be signed in to an Etsy account to choose it.

Can I combine an Etsy gift card with another payment method?

Yes. If an Etsy gift card or Etsy credit does not cover the whole order, you can pay the rest with another method, and a redeemed balance is selected automatically at checkout. A gift card cannot be combined with Klarna, and a prepaid card or PayPal cannot buy an Etsy gift card.

What does an Etsy charge look like on my statement?

Etsy is the merchant of record, so the charge comes from Etsy rather than the seller. It often shows as ETSY.COM or ETSY followed by the shop name. Orders are processed in Brooklyn, New York or Dublin, Ireland, depending on where you are when you buy.

About Etsy

Etsy is an online marketplace that connects buyers with independent sellers, who sell physical items and digital downloads through their own shops on Etsy.com and the Etsy app. Etsy, Inc. runs checkout through Etsy Payments and is the merchant of record on every order. In 2025 the Etsy marketplace had 86.5 million active buyers and 5.6 million active sellers.

Website: etsy.com
Support: help.etsy.com
Billed by: Etsy, Inc.
Billing region: United States ($USD)
Users: 86.5 million active buyers, 2025
Revenue: $2.88 billion, 2025