Halocard vs Ezzocard

Halocard is a US-issued Visa credit card for customers in the US and 120+ countries. Outside the US? You don't need an SSN, a US address or a US bank account. Ezzocard says it sells to buyers anywhere, and its terms ask you to be 18 or over. Its pages state that no identity documents are asked for when you buy or register a card, and you pay in crypto without opening an account. Halocard verifies identity as banking laws require: it takes under 3 minutes, and Halocard doesn't store your ID documents, which are held by its verification provider as banking laws require. See supported countries

Ezzocard's cards are prepaid and non-reloadable: you buy a card at a fixed face value, spend it down and buy another. Its pages describe them as prepaid cards issued by banks in the US and Canada, and its Where to Use guide lists which card types work at which stores, marking some as not operating at checkouts such as PayPal US. Its terms warn that many subscription services don't allow prepaid cards, and that a card can be blocked after repeated failed attempts, with no refund. Halocard works like a debit card: you spend the balance you load, with no credit line and no credit check, but merchants see a Visa credit card you can reload, which clears the checks many SaaS platforms, AI services and ad accounts run against prepaid cards. Halocard never reports to credit bureaus. Check merchant acceptance

Halocard keeps one balance you top up by debit/credit card, Apple Pay, Google Pay, bank transfer, stablecoins, or crypto. Ezzocard takes only cryptocurrency (Bitcoin, Ethereum, Dogecoin, Litecoin, Tron, Solana, BNB and USDT on four networks) and no card, PayPal or bank transfer. You pay each card's price plus the network fee, and the card arrives after the blockchain confirms the payment, up to 20 to 30 minutes by its FAQ; a payment in manual mode outside its weekday support hours is sent the next working day. Its terms say a payment sent on an unsupported network is not credited or refunded. See how to deposit

Halocard includes a US bank account with its own account and routing numbers, so you can receive salary, transfers from friends and family, and any other payment you'd send to a US checking account. ACH transfers arrive in 1 to 3 business days and domestic wires the same day, straight into your Halocard balance and ready to spend. Ezzocard sells cards, not accounts: there is no balance, account number or routing number behind them, so nobody can pay you by ACH or wire. Send and receive USD payments

Ezzocard describes no limits, lock or cancel controls: you register the card to a billing address, check its balance with the card number and PIN, and the face value is the only limit. Halocard lets you set daily, weekly or monthly limits on each card, lock or cancel any card instantly, and choose the billing address and cardholder name on each card, on every plan. See card spending limits

Every Halocard can go in Apple Pay and Google Pay for tap-to-pay anywhere Visa is accepted, and you can add a physical card, free with any annual plan or $100 on a monthly plan. Ezzocard's cards are virtual only: its FAQ says they cannot be used in shops or at ATMs, though its card pages list Apple Pay and Google Pay for its Gold and Lime cards. Set up Apple Pay and Google Pay

Halocard charges nothing on US-dollar purchases and 1.5% + $0.30 on others, and Halocard balances can be withdrawn to a supported withdrawal method. Ezzocard states no foreign-currency fee for its USD cards, and its CAD cards charge 2.5% outside Canadian dollars and ask you to keep enough balance to cover it. On refunds its pages disagree: its terms say it offers no refunds, returns or exchanges under any circumstances, while its homepage and FAQ say an unused card of $25 or more is refunded at 90% of face value in USDT within a month. The terms govern, and some reviewers describe a promised refund that was not paid. See all Halocard fees

Ezzocard has no subscription: you pay a price for each card, above its face value. On 2026-10-12 a $100 Gold card cost $125.00, $25 over face value, a $100 Violet card $119.99 and a $100 Lime-7 card $109.99; a $1,000 Gold card cost $1,029.99, $29.99 over. Prices and stock change, and a regular-buyer discount applies from 15 cards or $3,000 a month. For one small payment that can cost less than a monthly plan. For anything you pay more than once, a new card each time adds up. Halocard plans are $12, $15 and $75 a month, count the cards you hold at once, and Essential is free with 3 referrals. Compare Halocard plans

Halocard answers by chat, email, and phone on every plan. Ezzocard's contact page lists a live chat widget on weekdays and a support email, says no other way of reaching it exists, and answers weekend requests on Monday. Recent reviewers describe emails that went unanswered. Visit the help centre

Ezzocard names no company, licence, issuing bank, account bank or founder, and says only that its cards are issued by banks in the US and Canada. Its original website went offline in August 2025 and it now operates on ezzocard.finance; it is rated 2.5/5 on Trustpilot from 368 reviews, where reviewers warn of imitation sites. Halocard names its company, card issuer, account bank and founder. About Halocard