Seamless on GrapheneOS
I use Halocard on GrapheneOS and it's been a very seemless experience. Support is great (I have went to them with some questions before), and I have yet to run into an issue.
Jeff, Canada
Accepted in BangladeshPrivate & Secure Virtual Cards
Create virtual Visa cards for online and in-person payments in Bangladesh, the USA and wherever Visa is accepted. Keep your transaction history private & personal data protected with Halocard.
Trusted by 3,552 people around the world
1 of 10. Jeff, Canada. Seamless on GrapheneOS
Accepted at 175M merchants worldwide
Why Bangladeshis need Halocard for international payments
Real Visa credit cards issued from the USA
Bangladeshi bank cards face severe FX restrictions and are frequently declined by international merchants. With Halocard you create virtual credit cards directly on the US Visa network — no local FX limits apply.
More virtual cards for every purchase
Create dedicated cards for SaaS subscriptions, freelance tools, and international services. Isolate costs and prevent billing surprises.
Nominate a US billing address
Nominate a US billing address (or any custom address worldwide) on any card, essential for accessing US-only services and passing address verification checks.
Bypass local FX restrictions
Bangladeshi banks have slashed foreign currency card limits by 30% amid the dollar crisis. Halocard operates independently of local banking restrictions, giving you reliable access to international payments.
Why are Bangladeshi cards blocked for USD purchases?
Bangladeshi banks have slashed foreign currency card limits by around 30% due to a severe dollar shortage and taka devaluation. Many local bank cards are routinely declined for international transactions, leaving freelancers, developers, and businesses unable to pay for essential tools and services. Halocard bypasses these restrictions entirely with US-issued Visa credit cards.
30%
Reduction in foreign currency card limits imposed by Bangladeshi banks during the dollar shortage crisis.
228%
Growth in card transaction volume over 5 years in Bangladesh — demand is soaring, but international access remains restricted.
Secure and reliable virtual cards with no hidden fees
Card types
Spending
Controls
Payments
3 steps to create your virtual credit card
1. Sign-up with a phone
Sign up from your browser. No app download needed.
2. Quick identity check
Verify you're a real person in less than 3 minutes. No US residency required.
3. Add funds to your account
Use stablecoins, debit/credit card, or bank transfer (1%).
Your virtual card is ready.
That's it! Your virtual cards can now be used for online and in-person purchases anywhere in the world where Visa is accepted.
Choose a plan and create your first card in under 5 minutes
Essential
3 Virtual Cards
$12/mo
or $120 yearly (Save $24)
✨ Annual plans unlock:
2 Disposable Cards /mo
1 Physical Halocard
Spend up to $1M per day
Apple Pay & Google Pay
Limit, lock or cancel cards
Customizable billing address
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
Pro
12 Virtual Cards
$15/mo
or $150 yearly (Save $30)
✨ Annual plans unlock:
6 Disposable Cards /mo
1 Physical Halocard
Everything in Essential
Virtual USD Account (coming September)
Elite
60 Virtual Cards
$75/mo
or $750 yearly (Save $150)
✨ Annual plans unlock:
12 Disposable Cards /mo
3 Physical Halocards
Everything in Pro
Priority support (2 hour SLA)
Want Halocard for FREE?
Every person who joins via your referral link earns you a commission of $5 - $25 every month (up to $100 for businesses). Refer as few as 3 people and the Essential plan pays for itself. Refer beyond that and Halocard starts becoming serious income.
How Halocard compares to Bangladeshi virtual card providers
Feature
Halocard
Upay (UCB)
Wise
Card type
US Credit
BDT Prepaid
BDT Debit
Availability
Global
Bangladesh only
Global
Spending limit
None
Account limit
Account limit
Account funding
Card, Crypto, Stablecoins & Bank Transfers
Mobile wallet
Bank transfer
New virtual cards every month
12 / 30 / 60
1
3
ID verification required
Yes
Yes
Yes
Acceptance at US merchants
Excellent
Very limited
Limited
Apple & Google Pay support
Yes
No
Yes
Custom billing address
Yes
No
No
Private purchases
Yes
No
No
Comparison reflects publicly available information as of May 2026. Competitor details subject to change.
Made with ❤️ to provide the virtual card experience you deserve
Instant funding
Top-up with stablecoins, card payments, or bank transfers in USD, EUR or GBP.
Instant card creation
Virtual cards ready to spend in seconds for your purchases and subscriptions.
Freeze on demand
Lock any card instantly or cancel it permanently if something feels wrong.
Custom billing address
Nominate a custom billing address in the US or anywhere in the world, for every Halocard.
3D-Secure Authentication
Visa 3D-Secure is supported whenever a merchant requests it to prevent fraud.
No apps to download
Your Halocards are accessible from your phone or desktop with no app download required.
Learn more about Virtual Cards
Best Virtual Credit Cards Bangladesh (2026)
Discover the best virtual cards in Bangladesh for seamless international payments, from Halocard to Upay, Wise, Mutual Trust Bank, and Eastern Bank.
Best Virtual Credit Card Option for Small Business
Compare 9 virtual credit card providers for small businesses. Covers card types, fees, geographic availability, and which fits your business spending needs.
What Happened to the Citibank Virtual Card Program and What to Use Instead
Citi discontinued its virtual account numbers program. Discover what happened, what current Citi options exist, and which modern alternatives provide the best replacement.
Is There a Claude Gift Card?
Anthropic doesn't sell Claude gift cards. Find out why cards get declined, how virtual cards solve payment issues, and the best ways to gift Claude access.