Swapped.com

Not acceptedHalocard is not accepted

Halocard is not accepted at Swapped.com, which charges under crypto and quasi-cash purchases, a high-risk category Halocard doesn't support. Swapped.com sells crypto for cards, Apple Pay, Google Pay, bank transfer and 40+ other payment methods. It sends the crypto to your own wallet, then charges a card payment. Every card or bank account used must be in your name.

What payment methods does Swapped.com accept?

Accepted

AcceptedCredit Cards
AcceptedDebit Cards
AcceptedApple Pay
AcceptedGoogle Pay
AcceptedBank Transfer (ACH)

Not accepted

Not acceptedHalocardHalocard does not allow payments to this merchant.
Not acceptedPrepaid Cards
Not acceptedPayPal
Not acceptedCryptocurrency
Not acceptedStablecoins

What merchant category (MCC) is Swapped.com?

6051Non-financial institutions: foreign currency, money orders, crypto and quasi-cash: Crypto and quasi-cash purchases are classified as high-risk purchases by Visa and our issuing bank, so payments to merchants in this category will be declined by Halocard. See Halocard's merchant restrictions.

What is Halocard?

A US-issued Visa credit card that works like a debit card, with a separate virtual card for each merchant you pay. Set a spending limit, lock a card or cancel it from the dashboard at any time.

It cannot be used at Swapped.com, but works wherever Visa is accepted outside the high-risk categories that are unsupported.

Get Your Halocard

Halocard on a phone, with Halocard metal cards fanned behind it

Why Halocard cannot be used at Swapped.com

Swapped.com is charged under the crypto and quasi-cash purchases category, which Visa and our issuing bank classify as high-risk, so Halocard declines payments to it on every card. This is a Halocard rule, not a Swapped.com rule.

What you can do instead

Pay Swapped.com by bank transfer from your own bank account.
Use a card from your own bank, or Apple Pay or Google Pay with that card, after checking that your bank allows crypto purchases.
Choose another method Swapped.com shows for your country, such as Skrill or Paysafecard.

Tips for successful payments at Swapped.com

AcceptedPay with a card or bank account that is in your own name.
AcceptedHave your own crypto wallet address ready and check it before you confirm, because Swapped.com sends the crypto straight to it.
AcceptedKeep a government photo ID and proof of address to hand, in case Swapped.com asks for them to review an order.

Swapped.com payment FAQ

What payment methods does Swapped.com accept?

Swapped.com lists 40+ payment methods, with cards, Apple Pay, Google Pay, bank transfer, Paysafecard, Skrill and Rapid Transfer shown first. Its payment methods page lists the countries and currencies each method covers, so the options you see depend on where you are.

When does Swapped.com take the payment?

For instant payments such as cards, Apple Pay and Google Pay, Swapped.com says funds are reserved and only charged after your crypto has been sent to your wallet. You then receive a receipt with the transaction ID. Bank transfers are used only after the crypto is sent.

How long does a Swapped.com order review take?

A small share of orders go to manual review, triggered by Swapped.com's anti-fraud system. Its documentation says decisions come within 10 minutes, and within 30 minutes at times of extreme load. If an order is not approved, the card authorization is canceled and no funds are taken.

What does Swapped.com charge for a card payment?

On 6 October 2026, Swapped.com's payment methods page showed a 1.75% processing fee and a 0.35 euro handling fee for cards, Apple Pay and Google Pay. A spread is added to the unit price, and a network fee applies. Both are shown on a summary screen before you pay.

About Swapped.com

Swapped.com is a crypto on-ramp founded in 2021 in Denmark. It sells cryptocurrency to customers who pay by card, Apple Pay, Google Pay, bank transfer or other local methods, and sends the crypto straight to the customer's own wallet. It serves more than 150 countries and offers 24/7 live support.

Website: swapped.com
Support: swapped.com/contact-us
Billed by: Swappedcom Inc.
Billing region: United States ($USD)
Products: Buy Bitcoin, Buy Ethereum, Buy USDC
Users: 3M+ active users, as of October 2026