RedotPay

Not acceptedHalocard is not accepted

Halocard is not accepted at RedotPay, which charges under crypto and quasi-cash purchases, a high-risk category Halocard doesn't support. RedotPay is a stablecoin-based card and wallet app that spends crypto at merchants on major card networks. You fund it by depositing crypto such as USDT or USDC, by bank transfer from a personal account, or by buying coins in the app with a credit or debit card. A virtual card costs 10 USD and a physical card 100 USD.

What payment methods does RedotPay accept?

Accepted

AcceptedCredit Cards
AcceptedDebit Cards
AcceptedCryptocurrency
AcceptedStablecoins
Accepted with conditionsPayPalTransfers sent from PayPal to your RedotPay card, credited in USDT, in selected countries.

Not accepted

Not acceptedHalocardHalocard does not allow payments to this merchant.

What merchant category (MCC) is RedotPay?

6051Non-financial institutions: foreign currency, money orders, crypto and quasi-cash: Crypto and quasi-cash purchases are classified as high-risk purchases by Visa and our issuing bank, so payments to merchants in this category will be declined by Halocard. See Halocard's merchant restrictions.

What is Halocard?

A US-issued Visa credit card that works like a debit card, with a separate virtual card for each merchant you pay. Set a spending limit, lock a card or cancel it from the dashboard at any time.

It cannot be used at RedotPay, but works wherever Visa is accepted outside the high-risk categories that are unsupported.

Get Your Halocard

Halocard on a phone, with Halocard metal cards fanned behind it

Why Halocard cannot be used at RedotPay

RedotPay is charged under the crypto and quasi-cash purchases category, which Visa and our issuing bank classify as high-risk, so Halocard declines payments to it on every card. This is a Halocard rule, not a RedotPay rule.

What you can do instead

Deposit crypto such as USDT, USDC or BTC into RedotPay from another wallet or exchange.
Send a bank transfer from a personal bank account to the account details shown in the RedotPay app.
Send a transfer from PayPal to your RedotPay card, where your country supports it.
Buy coins in the app with a credit or debit card from your own bank.

Tips for successful payments at RedotPay

AcceptedApprove the payment in your bank's app if your bank asks you to confirm a Buy Coins card payment.
AcceptedSend bank deposits from a personal account in your own name, so they match your verified identity.
AcceptedChoose the same network on both sides when you deposit crypto, such as USDT-TRC20 for USDT.
AcceptedKeep enough in your account balance for the card issuance fee, which RedotPay deducts when the card is issued.

RedotPay payment FAQ

What is RedotPay?

RedotPay is a stablecoin-based payment app. It issues virtual and physical cards that convert your crypto to local currency at the moment you pay, at any merchant that takes major card networks. It supports BTC, ETH, BNB, SOL, SUI, TRX, XRP, USDT and USDC, and is available in over 100 countries.

How much does a RedotPay card cost?

RedotPay charges a one-time issuance fee of 10 USD for a virtual card and 100 USD for a physical card. The fee comes out of your account balance when the card is issued and is not added to what you can spend. The 5 USD sign-up reward cannot be used toward it.

How do I top up RedotPay?

Tap Deposit in the app and send crypto from another wallet or exchange, or send a bank transfer from a personal account to the account details shown in the app. You can also tap Buy Coins and pay with a credit or debit card; the crypto usually arrives within 0.5 to 2 hours. RedotPay charges no fee to deposit.

Can I send money from PayPal to RedotPay?

Yes, in selected countries. Start a transfer in PayPal and choose your RedotPay card as the recipient. RedotPay converts the funds to USDT and credits your balance. The standard fee is 3%, with a 1 USD minimum.

Can I use my RedotPay card to buy crypto?

No. RedotPay says its own cards can't be used to buy crypto in the app. Use a card from another bank on the Buy Coins screen, or deposit crypto directly.

About RedotPay

RedotPay is a Hong Kong-based stablecoin payment app, founded in April 2023. It issues virtual and physical cards that spend crypto at merchants on major card networks, and offers a multi-currency wallet, global transfers and a P2P marketplace. It reported over 6 million registered users in more than 100 markets in November 2025.

Website: redotpay.com
Support: helpcenter.redotpay.com
Billing region: Hong Kong ($USD)
Products: RedotPay Virtual Card, RedotPay Physical Card, Buy Coins
Users: Over 6 million registered users, November 2025
Revenue: Over $150 million annualized, December 2025