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MoneyGram payment methods

Not acceptedHalocard is not accepted

Halocard is not accepted at MoneyGram, which charges under money transfers, a high-risk category Halocard doesn't support. MoneyGram accepts Visa and Mastercard credit and debit cards, a bank account by ACH, and Apple Pay in its iPhone app for online transfers. A transfer started online can also be paid in cash at a MoneyGram location. Card issuers may charge a cash advance fee and interest on a credit card payment.

What payment methods does MoneyGram accept?

Accepted

  • AcceptedCredit Cards
  • AcceptedDebit Cards
  • AcceptedApple Pay
  • AcceptedBank Transfer (ACH)
  • Accepted with conditionsCashAt a MoneyGram location, for a transfer started online or a bill paid in person.

Not accepted

  • Not acceptedHalocardHalocard does not allow payments to this merchant.
  • Not acceptedPrepaid Cards
  • Not acceptedGoogle Pay
  • Not acceptedPayPal
  • Not acceptedCryptocurrency
  • Not acceptedStablecoins

What merchant category (MCC) is MoneyGram?

4829Money transfers
Money transfers and quasi-cash payments are classified as high-risk purchases by Visa and our issuing bank, so payments to merchants in this category will be declined by Halocard. See Halocard's merchant restrictions.

What is Halocard?

A US-issued Visa credit card that works like a debit card, with a separate virtual card for each merchant you pay. Set a spending limit, lock a card or cancel it from the dashboard at any time.

It cannot be used at MoneyGram, but works wherever Visa is accepted outside the high-risk categories that are unsupported.

Get Your Halocard
Halocard on a phone, with Halocard metal cards fanned behind it

Why Halocard cannot be used at MoneyGram

Why it isn't supported

MoneyGram is charged under the money transfers category, which Visa and our issuing bank classify as high-risk, so Halocard declines payments to it on every card. This is a Halocard rule, not a MoneyGram rule.

What you can do instead

  • Pay from a checking or savings account, which MoneyGram debits by ACH in about 3 business days.
  • Use a Visa or Mastercard debit card from your bank, or Apple Pay in the MoneyGram app on an iPhone.
  • Start the transfer online, choose Cash at a location and pay in cash at a MoneyGram location within 24 hours.

Tips for successful payments at MoneyGram

  • AcceptedUse the billing address tied to the card or checking account you pay with. MoneyGram keeps one billing address on file for all your payment methods.
  • AcceptedHave a valid photo ID ready, such as a driver's license, passport or state ID. MoneyGram asks for ID to complete a money transfer.
  • AcceptedTo pay in cash, start the transfer online, choose Cash at a location and pay at that MoneyGram location within 24 hours.
  • AcceptedPick a debit card when speed matters. MoneyGram names debit as the payment option for faster transfers.

MoneyGram payment FAQ

Does MoneyGram accept credit cards?
Yes. MoneyGram takes Visa and Mastercard credit cards for transfers on its website and in its app. Its fees are slightly higher when you pay by credit card, and your card company may add a cash advance fee and interest charges. MoneyGram's own blog says a debit card is often the more cost-effective choice.
How do I pay a bill with MoneyGram?
Log in on the website, or open the app and choose Send, then Pay a Bill. Search for the biller by company name or receive code, enter the amount and your account number, then pay with a credit or debit card. Online bill payments take Visa, Mastercard, Discover, Diners Club International and UnionPay, up to $3,000 every 30 calendar days. Bills can also be paid with cash at a MoneyGram location.
How much money can I send with MoneyGram online?
It depends on the transfer. MoneyGram says limits vary with the payment method, the send and receive countries and the receive method, and your bank or card provider may set its own. It also caps how many transfers you can complete each day, week, month and year. Log in and start a transfer or estimate fees to see your limit.
Does MoneyGram accept Apple Pay?
Yes. MoneyGram's app help says you can pay with Apple Pay on iOS devices, and its send money online page shows Apple Pay next to bank account and credit or debit card. The same help section says paying with Google Pay is a feature that has yet to reach the mobile app.
How much does MoneyGram charge to send money?
Fees vary with where you send, how much, and the payment and receive method you choose, and they are slightly higher with a credit card. MoneyGram shows the transfer fee and exchange rate before you confirm, and it also makes money from currency exchange. Log in and use the estimator to see the cost of your transfer.

About MoneyGram

MoneyGram is a money transfer company founded in 1940 and based in Dallas, Texas. Customers send money online, in its app or at retail locations to bank accounts, mobile wallets, debit cards and cash pickup points in more than 200 countries and territories. It also runs bill payment for over 13,000 billers and the MoneyGram Wallet for USDC.

Website
moneygram.com
Support
moneygram.com/us/en/help-center/contact-us
Billed by
MoneyGram Payment Systems, Inc.
Billing region
United States ($USD)
Products
Online Money Transfers, ExpressPayment Bill Pay, MoneyGram Wallet
Users
60 million+ active customers, 2026

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