Cash App payment methods
Not acceptedHalocard is not accepted
Halocard is not accepted at Cash App, which charges under money transfers, a high-risk category Halocard doesn't support. Cash App supports domestically issued debit and credit cards from Visa, Mastercard, American Express and Discover, plus most standard prepaid cards and a linked bank account. A linked credit card sends money to other Cash App customers for a 3% fee, while a debit card, Apple Pay or Google Pay adds money to your Cash App balance.
What payment methods does Cash App accept?
Accepted
- AcceptedDebit Cards
- AcceptedBank Transfer (ACH)
- Accepted with conditionsCredit CardsFor sending money to other Cash App customers, with a 3% fee.
- Accepted with conditionsPrepaid CardsMost standard domestically issued prepaid cards are supported.
- Accepted with conditionsApple PayFor adding money to your Cash App balance.
- Accepted with conditionsGoogle PayFor adding money to your Cash App balance.
- Accepted with conditionsCryptocurrencyBitcoin received over the Lightning Network, converted to dollars in your Cash App balance where Cash App offers the feature.
- Accepted with conditionsStablecoinsSupported stablecoins sent from an external blockchain address, converted to dollars in your Cash App balance where Cash App offers the feature.
- Accepted with conditionsCashPaper money deposits at participating stores, for a $1 fee.
Not accepted
- Not acceptedHalocardHalocard does not allow payments to this merchant.
- Not acceptedPayPal
How does Cash App appear on my statement?
CASH APPCASH APP*
What merchant category (MCC) is Cash App?
4829Money transfers- Money transfers and quasi-cash payments are classified as high-risk purchases by Visa and our issuing bank, so payments to merchants in this category will be declined by Halocard. See Halocard's merchant restrictions.
Why Halocard cannot be used at Cash App
Why it isn't supported
Cash App is charged under the money transfers category, which Visa and our issuing bank classify as high-risk, so Halocard declines payments to it on every card. This is a Halocard rule, not a Cash App rule.
What you can do instead
- Link a debit card from your own bank. Sending money from a linked debit card is free, and the card can add money to your Cash App balance.
- Link a bank account, or set up direct deposit into your Cash App balance.
- Add money with Apple Pay or Google Pay, or deposit paper money at a participating store for a $1 fee.
- Send money from a Visa, Mastercard, American Express or Discover credit card from another issuer, with Cash App's 3% fee.
Tips for successful payments at Cash App
- AcceptedLink a bank-issued debit card first. Cash App shows the Link Credit Card option under Linked Banks once a debit card is linked.
- AcceptedLink debit or credit cards that are in your own name. Cash App lists this as a way to reduce the risk of a payment being canceled.
- AcceptedSend from your Cash App balance or a linked debit card to pay no fee. Cash App charges 3% to send money from a linked credit card.
- AcceptedKeep a debit card linked if you use Cash App Pay. Payments come from your balance, or in full from the linked debit card when the balance is short.
Cash App payment FAQ
Can you use a credit card on Cash App?
Yes. Cash App supports credit cards from Visa, Mastercard, American Express and Discover, and you can use one to send money to other Cash App customers. Cash App charges a 3% fee on those payments, and the money goes straight to the recipient. Cash App's own guide says a credit card does not add money directly to your Cash App balance, and that most people use a debit card or bank account to avoid the fee.
How do I add a credit card to Cash App?
Link a bank-issued debit card first. Tap the Profile icon on your Cash App home screen, select Linked Banks, tap Link Bank, then Link Debit Card, and follow the prompts. The Link Credit Card option then appears under Linked Banks. Cash App's Problems Linking a Credit Card article says the debit card comes first for security purposes.
How do I add money to Cash App?
Tap the Money tab, press Add money, choose an amount and select your payment method. Cash App's help pages name a linked debit card, Apple Pay and Google Pay. You can also link a bank account, set up direct deposit, or deposit paper money at participating stores for a $1 fee. A Cash App Card saved in Apple Pay or Google Pay cannot add money, because it pulls from your existing balance.
Does Cash App accept prepaid cards?
Cash App's Supported Cards article says most standard prepaid cards are supported, though withdrawing to these cards may not work. The Cash App Terms of Service add that you may not use unaffiliated prepaid cards or gift cards to fund transactions. ATM cards and business debit cards are not supported at this time.
Why did my Cash App payment fail?
Cash App's help pages give two causes. A payment that stays pending for 24 hours is canceled automatically and shows as failed, so follow the steps in your Activity feed while it is pending. Cash App also cancels payments it sees as potentially fraudulent and returns the money to your Cash App balance or linked bank account, at once or within 1 to 3 business days.
About Cash App
Cash App is a financial services app from Block, Inc., the company behind Square. Customers send and receive money, spend with the Cash App Card and Cash App Pay, save, borrow, and buy stocks and bitcoin. Banking services come from partner banks including Sutton Bank and Wells Fargo.
- Website
- cash.app
- Support
- cash.app/help
- Billed by
- Block, Inc.
- Billing region
- United States ($USD)
- Products
- Cash App Pay, Cash App Card, Cash App Borrow
- Users
- More than 59 million people, 2026
