Available far beyond Europe
Halocard is a US-issued Visa credit card for customers in the US and 120+ countries. Getsby serves only the EEA, EFTA and the UK.
What is Getsby?
Halocard is the better Getsby alternative for anyone outside Europe, for US platforms, and for larger or recurring purchases. Getsby is a Netherlands-based service selling prepaid virtual Mastercards issued by DiPocket UAB: a reloadable Green Card and a disposable Black Card, both in euros. Getsby sells euro prepaid Mastercards to residents of Europe and the UK, funded one card at a time and capped at €500 a load on its disposable card, with an activation fee plus 3% on every card and a 2% FX fee outside the euro. It is rated 2.3/5 on Trustpilot from 123 reviews. Halocard is a US-issued Visa credit card for customers in the US and 120+ countries.
Pros
- Pros: No monthly fee on the Black Card
- Pros: Up to 5 burner cards a day
- Pros: Fund with Apple Pay and Google Pay, card, bank transfer or WERO
- Pros: 2% FX fee, lower than many bank cards
- Pros: Regulated issuer and 3D Secure
Cons
- Cons: Residents of the EEA, EFTA and UK only
- Cons: Prepaid, European-issued cards
- Cons: Activation fee plus 3% on every card
- Cons: Load caps of €150 and €500
- Cons: Rated 2.3/5 on Trustpilot
How much does a Getsby card cost?
- Green Card activation
- €3.99 + 3%
- Black Card activation
- €2.99 + 3%
- Green Card monthly fee
- €0.99, after month one
- €100 on a new Green Card
- €6.99
What fees does Getsby charge?
- Green Card top-up
- 3% (min €2.00)
- Expired Black Card with money left
- €2.99 a month
- Spending outside the euro
- 2%
How does Halocard compare to Getsby?
Halocard is the best Getsby alternative for most people outside Europe. It is a US-issued Visa credit card for customers in the US and 120+ countries, with reusable cards and no load caps.
Better choice | Getsby | |
|---|---|---|
| Eligibility | Advantage: US residents and residents of 120+ countries | Residents of the EEA, EFTA and UK |
| Card type | Advantage: US-issued Visa credit card | European prepaid Mastercard |
| Funding | Advantage: Card, Apple Pay, Google Pay, Bank Transfer, Stablecoins & Crypto | Card, bank transfer, WERO, Apple Pay, Google Pay |
| Spending limits | Advantage: Your balance, up to $1M a day | €2,500 to €9,000 a day |
| USD bank account | Advantage: Your own US account and routing number | None |
| Cards | Advantage: 3 to 60 at once, by plan | Green: 3 per 3 years; Black: 5 a day |
| Pricing | Advantage: From $12 a month, or free with 3 referrals | Charges across the card's life, no subscription |
| Support | Advantage: Chat, email, and phone on every plan | Email and weekday phone |
| Trust and transparency | Advantage: A regulated US company and card issuer | A licensed issuer, weak reviews |
Why Halocard is the better Getsby alternative
A US-issued credit card
US platforms that screen out prepaid or European cards see a Visa credit card issued in the US.
No load caps
Spend up to $1M a day from one balance, with daily, weekly or monthly limits you set on each card.
Reusable cards included
Hold up to 60 cards at once, with no activation fee on any of them.
Getsby FAQ
Is Getsby legit?
Yes. Getsby is a Netherlands-based company that sells prepaid Mastercards issued by DiPocket UAB, an electronic money institution licensed by the Bank of Lithuania, and Getsby is registered in the Netherlands. Its Trustpilot rating is low, 2.3/5 from 123 reviews, with most complaints about verification delays and refunds rather than card legitimacy.
How much does a Getsby card cost?
The reloadable Green Card costs €3.99 plus 3% to activate, €0.99 a month after the first month, and 3% on top-ups. The disposable Black Card costs €2.99 plus 3%, with no monthly fee but a €2.99 dormancy fee after expiry. Both charge 2% on non-euro spending.
What is the difference between the Getsby Green and Black cards?
The Green Card is reloadable, valid for 3 years and loaded with up to €150 at purchase; the Black Card is single-load and disposable, valid for 1 year, with up to €500. You can order up to 5 Black Cards a day.
What should I do if a merchant declines my Getsby card?
Pay with a Halocard instead. Platforms that reject prepaid or non-US cards often decline Getsby's euro prepaid Mastercards. Halocard is a US-issued Visa credit card for customers in the US and 120+ countries, with a separate card for each merchant and a billing address you choose.
What are the best alternatives to Getsby?
If Getsby's Europe-only availability or per-load fees are the problem, Halocard is a strong Getsby alternative: Halocard is a US-issued Visa credit card for customers in the US and 120+ countries, with higher limits and a custom billing address on each card.Read the best virtual card providers
Disclaimer
Based on public information as of October 2026 (see Sources on our Halocard vs Getsby comparison); Getsby's products, fees and terms may change, so check before you decide. Halocard publishes this page and makes one of the products compared, so verdicts and ticks are our opinion. Getsby and its product names are trademarks of their owner, used only to identify its products; Halocard is not affiliated with or endorsed by Getsby. Not financial, legal or tax advice.