Kimi (Moonshot AI)

AcceptedHalocard is accepted

Halocard is accepted at Kimi. Kimi memberships are paid by card on the Kimi website through Stripe or Airwallex, or through Apple and Google when you subscribe in the app. Plans run from $19 to $199 a month, and an annual plan is charged for the full year. The Kimi API is a separate prepaid balance topped up on the Kimi Open Platform.

What payment methods does Kimi accept?

Accepted

AcceptedHalocard
AcceptedCredit Cards
AcceptedDebit Cards
AcceptedApple Pay
AcceptedGoogle Pay

Not accepted

Not acceptedPrepaid Cards
Not acceptedPayPal
Not acceptedBank Transfer (ACH)
Not acceptedCryptocurrency
Not acceptedStablecoins

What merchant category (MCC) is Kimi?

5734Computer software stores

What is Halocard?

A US-issued Visa credit card that works like a debit card, with a separate virtual card for each merchant you pay. Lock a card to pause a subscription, or cancel it so the merchant can no longer charge that number.

Pay Kimi from its own card and stop the renewals whenever you choose.

Get Your Halocard

Halocard on a phone, with Halocard metal cards fanned behind it

How to pay for Kimi with Halocard

Create a card for Kimi in Halocard

In your Halocard dashboard, create a new card, name it Kimi and set a limit that covers what you are about to pay.

Choose a plan from your avatar menu on the website

Sign in at kimi.com in a browser and click your avatar in the lower-left corner. Pick Moderato, Allegretto, Allegro or Vivace, choose monthly or annual billing, and continue to payment.

Pay, then check Settings, then Subscription

Enter the card details and complete the payment. Then open Settings, then Subscription, to see your plan, credit balance and next refresh time.

Optional: turn on Extra Usage

Open Settings, then Subscription Management, then Extra Usage. Click Enable, bind a payment method and make a first top-up of at least USD 10 to activate it.

Official payment guidance from Kimi

Payment problems and fixes: https://www.kimi.ai/help/membership/membership-payment-issues
Membership plans and prices: https://www.kimi.ai/help/membership/membership-pricing
Cancel or manage a subscription: https://www.kimi.ai/help/membership/membership-cancel-subscription

Get Your Halocard for Kimi

Tips for successful payments at Kimi

AcceptedPay while signed in to the Kimi account you will use, since the membership attaches to the account used at checkout.
AcceptedIf you first subscribed through the App Store or Google Play, change or cancel the plan in that store, not on the Kimi website.
AcceptedExtra Usage needs an active membership. Each top-up is at least USD 10, with at most 10 top-ups and USD 1,000 a day.
AcceptedAn upgrade is charged only the prorated difference and starts at once; a downgrade waits until the current plan ends.

Why do Kimi payments decline?

Card limit: Kimi says a bank may enforce per-transaction or daily limits. Make sure the card covers the full charge, which for an annual plan is the whole year, then try again.
Fraud protection: The card issuer may block a Kimi charge for security reasons. Contact the issuer to authorize it and retry. If it keeps failing, email membership@moonshot.ai with a screenshot of the error.
Payment provider maintenance: Kimi says a payment provider is occasionally unavailable for a while. Wait, check your connection and try the payment again later.
Paid but the membership is not active: Some methods need a separate authorization step, and payments can take a few minutes to clear. Refresh, confirm you are signed in to the account used at checkout, and send the receipt to membership@moonshot.ai if the charge posted.

Kimi payment FAQ

How much does a Kimi subscription cost?

Moderato is $19 a month, Allegretto $39, Allegro $99 and Vivace $199. Billed annually they cost $180, $372, $948 and $1,908 a year, which saves up to $480. All four plans share one credit pool that refreshes at the start of each billing cycle.

How do I pay for the Kimi API?

The Kimi API is prepaid on the Kimi Open Platform, with a $1 minimum to start. Its account and billing page lists WeChat Pay and Alipay QR codes for individual top-ups, and online payment or bank transfer for business accounts depending on region. Membership credits cannot pay for the API, and API balance cannot buy a membership.

Is Kimi Code included in a Kimi membership?

Yes. Kimi Code is available on every membership plan and draws on the same credit pool as chat, agents and Slides. It also has its own 5-hour and weekly rate limit. Kimi Code keys are separate from Kimi Open Platform API keys.

How do I cancel my Kimi subscription?

On the website or app, go to Settings, then Subscription, and choose Cancel Auto-Renewal or Manage Subscription. If you subscribed through Apple, cancel under Subscriptions in your Apple account; through Google Play, under Payments and subscriptions. Your benefits stay active until the end of the period you paid for.

Can I get a refund from Kimi?

Usually not. Kimi's terms say payments are final and non-refundable unless the law requires otherwise, including annual plans, and cancelling stops only the next renewal. Extra Usage top-ups are also generally non-refundable. Purchases made through an app store follow that store's refund rules.

About Kimi

Kimi is the AI assistant and model family from Moonshot AI, a Beijing company founded in 2023. It sells four monthly or annual membership tiers, Moderato, Allegretto, Allegro and Vivace, that share one credit pool across chat, agents, Deep Research, Slides and Kimi Code. Developers buy prepaid access to Kimi models, including Kimi K3, on the Kimi Open Platform.