01
Create a card for Target in Halocard
In your Halocard dashboard, create a new card, name it Target and set a limit that covers what you are about to pay.
Target payment methods
AcceptedHalocard is accepted*
Halocard is accepted at Target. Target accepts Apple Pay on Target.com, in the Target app and at store checkouts. Google Pay and other contactless wallets work only in stores, while online orders also take Visa, Mastercard, American Express, Discover, PayPal, Cash App Pay, Affirm, Afterpay and Klarna.
Halocard has processed 500+ transactions at Target
What payment methods does Target accept?
Accepted
- AcceptedHalocard*
- AcceptedCredit Cards
- AcceptedDebit Cards
- AcceptedApple Pay
- AcceptedPayPal
- AcceptedCash App
- AcceptedKlarna
- AcceptedAfterpay
- AcceptedAffirm
- AcceptedTarget GiftCards
- AcceptedHSA, FSA and HRA Cards
- AcceptedSezzle
- AcceptedZip
- Accepted with conditionsPrepaid CardsVisa, Mastercard, Discover and American Express gift cards. Online, only one per order.
- Accepted with conditionsGoogle PayIn Target stores only, as a contactless wallet.
- Accepted with conditionsCashIn Target stores only.
- Accepted with conditionsSNAP EBTEligible items only, in Target stores and on Target.com.
Not accepted
- Not acceptedBank Transfer (ACH)
- Not acceptedCryptocurrency
- Not acceptedStablecoins
How does Target appear on my statement?
TARGETTARGET.COMTarget Plus
What merchant category (MCC) is Target?
5310Discount stores5311Department stores5411Grocery stores and supermarkets
*Halocard is unable to guarantee acceptance for your individual situation
While Halocard has successfully processed transactions at Target, merchant acceptance can change at any time. Merchants can apply fraud and risk-based rules that prevent customers from using US-issued cards at checkout which is outside of Halocard's control. We recommend using Halocard to first make a test payment with Target to confirm acceptance for your individual situation. Halocard does not provide refunds in the event your card is declined.
How to pay for Target with Halocard
02
Save the card under Payments in your Target account
Sign in on Target.com or in the Target app and go to your account. In the app, select the settings gear first. Select Payments or Payment cards, then Add payment card, and enter the card details.
03
Choose the card at checkout
At checkout, follow the prompts to enter delivery and payment details and apply any gift cards. A Target.com order can be split across up to two payment cards.
04
Put Target Circle 360 on the card under Wallet
To change the card that pays for Target Circle 360, sign in to My Account on Target.com, select Wallet, then edit the payment card linked to the membership.
05
Paying in a Target store
In Target stores, add the Halocard to Apple Pay or Google Pay and tap, or use the physical card from your plan.
If your Halocard is declined
Using several accounts, ACO or a bot at Target?
Target can limit how many of an item each customer buys. It counts orders placed with the same account, payment method or address towards that limit, and it can refuse sales to resellers. This may result in your order being declined at checkout, or canceled and refunded afterwards. This means Target is restricting payments on your account and these restrictions are unfortunately outside of Halocard's control and would apply to any card you're attempting to pay with.
Step 1: Keep each account's payment separate
- Use one Halocard per Target account, and use that card on no other account.
- Enter the cardholder name and Halocard billing address at checkout exactly as they are set on that card.
- Set the Halocard spending limit above the order total plus any hold, and keep the card funded until the order ships.
Step 2: Stay inside Target's limits
- Keep each order within the purchase limit shown for the product. A separate card does not raise a limit set per person, household or address.
- Ship to your own accurate address, not an altered or forwarding one.
- Order from an account with history where you can. Accounts made just before a drop are canceled far more often.
Still declined or canceled? Contact Target support about that order, because Halocard cannot reverse a decision Target makes on its side. If a decline shows in your Halocard dashboard instead, the reason is likely related to something you can fix yourself like having sufficient funds on your account, entering your billing address correctly, etc. See why a Halocard transaction is declined.
Official payment guidance from Target
- Accepted payment options: https://www.target.com/help/articles/payment-options/accepted-payment-options
- Authorization holds and charges: https://www.target.com/help/articles/orders-purchases/pre-authorization-charges
- Credit and debit card help: https://www.target.com/help/articles/payment-options/credit-debit-cards
Tips for successful payments at Target
- AcceptedSign in to a Target account before you check out. Target.com needs one to place an order.
- AcceptedEnter the billing name exactly as it appears on the card. Target only charges a card in the cardholder's own name.
- AcceptedPay for Target Circle 360 with a credit card. PayPal, Apple Pay, installment plans and most debit cards cannot pay for the membership.
- AcceptedRe-enter the card number or CVV if you change the billing or shipping address during checkout.
Why do Target payments decline?
Target declined my payment
The card issuer declined the charge and does not tell Target why. Check the card with its issuer, or call Target.com Guest Services at 1-800-591-3869 with your order number to pay with a different card.
An authorization renewal failed on an open order
Target emails you to update the payment when the order can still be changed. Update the card on the order quickly, because an order that cannot be modified may be canceled.
A Visa or Mastercard gift card will not combine with your card
Target.com takes one third-party gift card per order and does not combine it with a credit card. Pay the rest with a Target GiftCard, or put the whole order on one card.
Target payment FAQ
What should I do if Target declines or doesn't support my card?
Pay with a Halocard instead. Target accepts it, and as a US-issued Visa credit card held in US dollars it is accepted at checkouts that are strict about card type or country. Halocard is available for customers in the US and 120+ countries, so check that your country is supported, then make a card for Target in minutes. See the countries Halocard supports.
Can I use a virtual card for Target?
Yes. Target accepts Halocard, a US-issued Visa credit card that works like a debit card. Halocard has already processed 500+ transactions at Target. Make a card just for Target and you are in full control: set a limit, lock it or cancel it whenever you like, without ever handing Target your bank card.
Can I keep my real card and address private from Target?
Yes, with Halocard. Halocard is a US-issued Visa credit card that gives you a separate card for each merchant, so Target only ever sees your Halocard, never your bank card. You choose the cardholder name and billing address on each card, so your home address stays out of Target's records. If Target is ever caught up in a data breach, cancel that one card and make a new one in seconds.
How do I stop Target charging me after I cancel?
The fastest way is to lock the Halocard you use for Target. Halocard is a US-issued Visa credit card that gives you a separate card for each merchant, and locking one takes a couple of clicks in your Halocard dashboard. Target can't charge that card again until you unlock it, so you stay in full control even when cancelling is slow or hard to find. To cancel with Target as well, sign in to your Target account and cancel the plan in its billing or subscription settings.
Does Target take Google Pay?
In stores, yes. Target's accepted payment options list Google Pay and any contactless wallet for store checkouts. Google Pay is not on the list for Target.com or the Target app, where Apple Pay, PayPal and Cash App Pay are.
Does Target take Afterpay or Klarna?
Yes, on Target.com and in the Target app. Target lists Affirm, Sezzle, PayPal Pay in 4, Afterpay, Klarna and Zip as the installment plans it accepts. Installment plans cannot pay for a Target Circle 360 membership.
Does Target accept EBT?
Yes. Target stores can run SNAP transactions, and Target.com accepts SNAP EBT for eligible items. Online, Cash EBT is not accepted, SNAP EBT cannot pay for items sold by Target Plus Partners, and it cannot be combined with a split card payment.
Does Target accept American Express and Discover?
Yes. Target accepts American Express, Discover, Visa and Mastercard on Target.com, in the Target app and in stores. Stores also list JCB and Diners Club International.
Does Target accept Visa gift cards?
Yes. Stores take prepaid gift cards with a Visa, Mastercard, Discover or American Express logo. On Target.com, enter the gift card as a credit card with its CVV. Only one third-party gift card can be used per online order, and it cannot be combined with a credit card.
About Target
Target is a general merchandise retailer with nearly 2,000 stores in all 50 states and the District of Columbia, plus Target.com and the Target app. It sells national brands and more than 45 owned brands unique to Target, with Same Day Delivery, Drive Up and Order Pickup. Target Corporation also owns Shipt and Roundel.
- Website
- target.com
- Support
- target.com/help
- Billed by
- Target Corporation
- Billing region
- United States ($USD)
- Products
- Target Circle 360, Same Day Delivery, Drive Up
- Revenue
- $104.8 billion net sales, fiscal 2025
