01
Create a card for Spotify in Halocard
In your Halocard dashboard, create a new card, name it Spotify and set a limit that covers what you are about to pay.
Spotify payment methods
AcceptedHalocard is accepted*
Halocard is accepted at Spotify. Spotify Premium accepts cards and PayPal on spotify.com. The payment method must be registered in the same country as your Spotify account. Sign up and pay at spotify.com/premium.
What payment methods does Spotify accept?
Accepted
- AcceptedHalocard*
- AcceptedCredit Cards
- AcceptedDebit Cards
- AcceptedGoogle Pay
- AcceptedPayPal
- AcceptedBilling Through a Phone or Internet Provider
Not accepted
- Not acceptedPrepaid Cards
- Not acceptedApple Pay
- Not acceptedBank Transfer (ACH)
- Not acceptedCryptocurrency
- Not acceptedStablecoins
What merchant category (MCC) is Spotify?
4899Cable, satellite and other pay television and streaming7372Computer programming, data processing and integrated systems design
*This is not a guarantee of acceptance. While Halocard has successfully processed transactions at Spotify, merchant acceptance can change at any time. Merchants can apply fraud and risk-based rules, outside of Halocard's control, that prevent individual customers from using US-issued cards at checkout. We recommend using Halocard to make a test payment with Spotify to confirm acceptance in your individual situation.
How to pay for Spotify with Halocard
02
Choose a plan at spotify.com/premium in a browser
Pick a Premium plan and Spotify shows every payment option for your account's country on the next page. The iPhone and iPad app cannot take a subscription.
03
Add or change the card under Payment methods
On your Spotify account page, open Payment methods. Select Add for a new card or Change for the current one, then confirm with Add/Change payment method.
Official payment guidance from Spotify
- Accepted payment methods: https://support.spotify.com/us/article/payment-methods/
- Failed payment help: https://support.spotify.com/us/article/failed-payment/
- Change your payment details: https://support.spotify.com/us/article/change-payment-details/
Tips for successful payments at Spotify
- AcceptedStarting a free trial? Give the card to Spotify directly. A plan billed through a third party such as your phone provider does not qualify for the trial.
- AcceptedIf a partner such as your phone or internet provider bills your plan, cancel with that partner first. Add a card on spotify.com only once the account has switched to Free.
- AcceptedPaying with PayPal? The PayPal account must be verified and set to the same country as your Spotify account.
- AcceptedEnter the billing name and address exactly as they appear on your Halocard.
Why do Spotify payments decline?
The card is registered in a different country from your Spotify account
Spotify checks that the payment method and the account share a country. Set the Spotify account country to match the card, then enter the card again.
The card is not enabled for foreign, online or recurring purchases
Spotify asks for a card that allows foreign, secure online and recurring purchases. Check those settings with the card issuer, then retry.
The payment still fails after you check the details
Enter the card again in a private or incognito window, wait a few hours in case it was a connection problem, or try another payment method.
A monthly renewal did not go through
You keep Premium for now while Spotify retries over the next few days. Update the card under Payment methods before the retries run out.
Spotify payment FAQ
What should I do if Spotify declines or doesn't support my card?
Pay with a Halocard instead. Spotify accepts it, and as a US-issued Visa credit card held in US dollars it is accepted at checkouts that are strict about card type or country. Halocard is available for customers in the US and 120+ countries, so check that your country is supported, then make a card for Spotify in minutes. See the countries Halocard supports.
Can I use a virtual card for Spotify?
Yes. Spotify accepts Halocard, a US-issued Visa credit card that works like a debit card. Make a card just for Spotify and you are in full control: set a limit, lock it or cancel it whenever you like, without ever handing Spotify your bank card.
How do I stop Spotify charging me after I cancel?
The fastest way is to lock the Halocard you use for Spotify. Halocard is a US-issued Visa credit card that gives you a separate card for each merchant, and locking one takes a couple of clicks in your Halocard dashboard. Spotify can't charge that card again until you unlock it, so you stay in full control even when cancelling is slow or hard to find. To cancel with Spotify as well, sign in to your Spotify account and cancel the plan in its billing or subscription settings.
How do I try Spotify without being charged when the trial ends?
Sign up with a Halocard. Halocard is a US-issued Visa credit card that gives you a separate card for each merchant, so make one just for the Spotify trial and lock it once you have signed up. It takes a couple of clicks, and when the trial ends Spotify can't charge you, so forgetting to cancel never costs you anything. If you decide to stay, unlock the card before the trial ends.
How do I change my payment method on Spotify?
Go to Payment methods on your account page, select Add or Change, then confirm. Spotify may place a small temporary authorization charge to check the new card. If a partner such as your phone provider bills you, Spotify says to cancel with that partner first and sign up again once the account switches to Free. See How to change your payment details.
Why did my Spotify payment fail?
Check your payment history for the reason first. Spotify's Failed payment help lists the usual causes: not enough funds, a card registered in a different country from the account, an expired or canceled card, or a card not enabled for foreign, secure online and recurring purchases.
Does Spotify accept PayPal?
Yes. Premium can be paid with PayPal. The country on your PayPal account must match the country set in your Spotify account, and the PayPal account must be verified. See PayPal payments for Spotify.
Can I use a prepaid card for Spotify?
Not for a free trial. Spotify's Paid Subscription Terms say prepaid cards and Spotify gift cards are not valid forms of payment for a trial, and that closed loop prepaid cards cannot pay for household plans. The terms describe those as cards that are not credit or bank cards.
Can I pay for Spotify with Apple Pay?
Spotify shows every payment option for your account's location after you choose a plan at spotify.com/premium, so check there for Apple Pay. Spotify takes PayPal and saved payment cards, and the Android app offers Google Play billing. Premium cannot be bought in the iPhone or iPad app because of Apple restrictions, so subscribe on the website.
About Spotify
Spotify is an audio streaming service for music, podcasts and audiobooks, available free or through paid Spotify Premium subscription plans. It operates in 184 markets and is headquartered in Stockholm, Sweden, under Spotify AB, part of Spotify Technology S.A. A separate New York subsidiary serves and bills American customers.
- Website
- spotify.com
- Support
- support.spotify.com
- Billed by
- Spotify USA Inc.
- Billing region
- United States ($USD)
