Halocard is a US-issued Visa credit card for paying OnlyFans privately, for customers in the US and 120+ countries. Unlike prepaid and gift cards, which OnlyFans often declines, it's built to pass OnlyFans' card checks, and your subscriptions stay private, separate from your bank account.
Trusted by Privacy-first consumers from 120+ countriesSetting up Halocard on GrapheneOS was easy (although it requires JIT enabled in Vanadium) and affordable. Now I don't have to worry about data breaches with my card information because I have the virtual and disposable ones instead.
Lucca, United States
Your OnlyFans purchases are kept separate from your bank account. Charges, creator names, and subscription amounts stay invisible to anyone with access to it.
OnlyFans rejects prepaid and debit BINs regularly. Halocard issues virtual credit cards directly on the Visa network which have the highest acceptance at OnlyFans and other subscription platforms.
Create a separate virtual card exclusively for OnlyFans. If the card is ever compromised, freeze or delete it instantly without affecting your other cards or bank account.
Set per-transaction, daily, and monthly limits on your OnlyFans card. Get real-time alerts when charges hit and instantly lock the card to prevent any unwanted recurring payments.
OnlyFans rejects certain types of prepaid cards and gift cards. Halocard issues virtual credit cards which have the highest acceptance at OnlyFans and other subscription services.
Address verification (AVS) checks can fail when your billing address doesn't match a US ZIP code. With Halocard you can nominate a US billing address on any card, and you don't need to be a US resident to register.
OnlyFans requires 3D-Secure verification for card payments. If your card doesn't support it or you can't access the code, your payment will decline.
Some banks block transactions to OnlyFans as high-risk. Halocard gives you a dedicated payment method that isn't subject to your bank's content restrictions.
Every Halocard starts as a virtual card: a full Visa number, expiry and CVC, issued in seconds and ready to use online straight away.
They are reloadable and run on a credit BIN rather than a prepaid one, which is why they are accepted at merchants that routinely decline prepaid cards.
A disposable card works like any virtual card until its first successful charge, then cancels itself. The number is spent. It cannot be billed twice.
Use one for a trial you don't intend to keep, or for any merchant you'd rather not leave a live number with.
A real Visa card for spending in person, drawing on the same shared balance as your virtual cards.
It answers to the same controls. Lock it, limit it or cancel it from the dashboard like any other card.
Physical card, free with any annual plan or $100 on a monthly plan.
Top up with a debit or credit card, or through Apple Pay and Google Pay.
Funds land on your shared balance and are spendable by any of your cards immediately.
Read the full guideFund your balance with stablecoins (USDC, USDT) or with BTC, ETH and SOL, converted to your USD balance on arrival.
For a lot of members this is the point of Halocard: it turns crypto holdings into something spendable at ordinary Visa merchants.
Read the full guideSend CAD, EUR, GBP straight from your bank and it converts to USD when it lands on your balance, or send USD directly.
Read the full guideThe ceiling is $1M a day. Below that your limit is simply your balance: deposit more, spend more.
Prepaid cards typically cap you somewhere around $10,000 a month regardless of what you have loaded.
You fund the account, not the card. Every Halocard draws on one balance, so there is no moving money between cards to cover a charge.
A new card costs nothing to create and needs no top-up of its own.
Halocards are held in US Dollars. Pay in another currency and Visa converts at its rate on the day, with Halocard's conversion fee on top.
Being USD-denominated is part of why a Halocard behaves like a US card at checkout, which matters at merchants that restrict signups by card country.
Give a card a daily, weekly or monthly limit and it declines anything above it.
A $20 monthly cap on the card you use for one subscription means a surprise price rise gets declined rather than charged. Limits apply per card and are editable at any time.
Both act immediately from the dashboard. Locking is reversible. The card authorises nothing until you unlock it, and then the same number carries on working. Cancelling retires the number for good, whatever the merchant has stored.
Lock the card you have misplaced or the subscription you are deciding about; cancel when you are done with a merchant entirely. Cancelling never strands money you are owed: refunds are credited to your account balance, not to the card, so they reach you either way.
Disposable cards cancel themselves the moment one transaction is successfully charged. No reminder to come back and switch it off.
It is the strongest defence against a merchant that quietly re-bills: the number simply is not there the second time.
Add a Halocard to Apple Wallet or Google Wallet and tap to pay in person, including at ATMs that accept phone wallets.
Both wallets work in the other direction too, as ways to top up your balance.
When a merchant asks for 3D Secure verification, Halocard issues a one-time code, so the extra step at checkout completes rather than dead-ends.
Refunds are credited back to your Halocard account balance and can take up to 14 business days to arrive. A wrong, fraudulent or contested charge can be disputed with Visa directly. The first dispute in any 12 months is free.
Halocards decline at adult, gambling, cryptocurrency and other merchant categories classed as high-risk. That is deliberate, not a gap.
Those categories attract the chargebacks that get an issuer's card ranges restricted, so blocking them is part of what keeps acceptance high everywhere else.
Read the full guide
Create your account from a web browser. No need to download an app.
Verify you're a real person in 3 minutes, from the US or any of 120+ countries.
Add funds by debit/credit card, Apple Pay, Google Pay, bank transfer, stablecoins, or crypto.
That's it! Add your Halocard to onlyfans.com and start subscribing to creators privately and securely.
Sign up to Halocard with just a phone number and quick identity check.
Create a new virtual card labelled "OnlyFans." Set a spending limit that matches your subscription budget.
Go to onlyfans.com → Settings → Your cards → Add card. Enter your Halocard number, expiry, CVV, and US billing address shown on your dashboard.
Your Halocard is now ready to make private payments to OnlyFans!
Annual plans include special features:
$12/mo
or $144 yearly
Minimum initial deposit of $30
Spend up to $1M per day
Virtual USD Bank Account
Apple Pay & Google Pay
Limit, lock or cancel cards
Customizable billing address
0% fee on USD purchases
1.5% + $0.30 FX fee on non-USD purchases
Chat, Email & Phone Support
Annual plans include special features:
$15/mo
or $180 yearly
Minimum initial deposit of $100
Everything in Essential
Annual plans include special features:
$75/mo
or $900 yearly
Minimum initial deposit of $300
Everything in Pro
Every person who joins via your referral link earns you a commission of $5 - $25 every month (up to $100 for businesses). Refer as few as 3 people and the Essential plan pays for itself. Refer beyond that and Halocard starts becoming serious income.
Top-up with debit/credit card, Apple Pay, Google Pay, bank transfer, stablecoins, or crypto.
Virtual cards ready to spend in seconds for your OnlyFans subscriptions and tips.
Lock any card instantly or cancel it permanently if something feels wrong.
Nominate a custom billing address in the US or anywhere in the world, for every Halocard.
Visa 3D-Secure is supported whenever a merchant requests it to prevent fraud.
Your Halocards are accessible from your phone or desktop with no app download required.
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