Accepted in EgyptPrivate & Secure Virtual Cards
Create virtual Visa cards for online and in-person payments in Egypt, the USA and wherever Visa is accepted. Keep your transaction history private & personal data protected with Halocard.
USD Virtual Cards
Trusted by 1,000+ users
Accepted at 175M merchants worldwide
Why Egyptians need Halocard for international payments
Real Visa credit cards issued from the USA
The Central Bank of Egypt has banned debit cards for foreign currency transactions entirely, and credit card USD limits can be as low as $250/month. Halocard gives you US-issued Visa credit cards with no local banking restrictions.
More virtual cards for every purchase
Create dedicated cards for SaaS subscriptions, freelance tools, and international services. Isolate costs and prevent billing surprises.
Nominate a US billing address
Nominate a US billing address (or any custom address worldwide) on any card, essential for accessing US-only services and passing address verification checks.
Independent of Egyptian bank restrictions
Halocard operates outside the Egyptian banking system. No CBE foreign currency limits, no blocked transactions, no dependence on local dollar liquidity.
“Egyptian bank restrictions made it impossible to pay for international tools. My debit card was completely blocked for foreign transactions. Halocard gave me a US credit card that just works — no CBE limits, no hassle.”
Ahmed S.
Freelance Developer, Cairo
Why can't Egyptian cards pay US merchants?
In October 2023, the Central Bank of Egypt banned debit cards for all foreign currency transactions. Credit cards have monthly USD limits as low as $250 at major banks like HSBC Egypt. Strict FX controls, declining Suez Canal revenues, and high external debt have created severe dollar liquidity constraints. Halocard bypasses all of this with US-issued Visa credit cards.
$250/mo
Foreign currency limit on credit cards at major Egyptian banks (HSBC Egypt). Debit cards are banned entirely for foreign transactions.
Oct 2023
When the Central Bank of Egypt banned debit cards for foreign currency transactions, cutting off millions from international payments.
3 steps to create your virtual credit card
1. Sign-up with a phone
Sign up from your browser. No app download needed.
2. Quick identity check
Verify you're a real person in less than 3 minutes. No US residency required.
3. Add funds to your account
Use stablecoins, debit/credit card or ACH/SWIFT bank transfer (coming soon).
Your virtual card is ready.
That's it! Your virtual cards can now be used for online and in-person purchases anywhere in the world where Visa is accepted.
Why Egyptian users love Halocard for virtual cards
Virtual cards ready for Apple Pay & Google Pay
Add your virtual cards to Apple Pay or Google Pay. Tap to pay anywhere contactless is accepted in Egypt, the US, or anywhere in the world. Halocard works independently of CBE restrictions.
No CBE foreign currency limits
Pay with USD virtual cards at US merchants without being subject to Egyptian bank FX restrictions or the $250/month credit card cap.
Virtual USD account included (coming soon)
A virtual USD account for ACH transfers and direct deposits, powered by SSB, Member FDIC. Send funds to your account and they're ready to spend via your virtual cards once settled.
Custom card controls
Set per-transaction, daily, and monthly limits, customise billing addresses, and instantly lock or cancel any card to prevent unwanted charges.
Privacy-first, always
Shield your real account details and personal information when shopping online from Egypt. We will never sell your data to advertisers, data brokers, or any third party.
Made with ❤️ to provide the virtual card experience you deserve
Instant funding
Top-up with stablecoins, card payments and US/Global bank transfers (coming soon).
Instant card creation
Virtual cards ready to spend in seconds for your purchases and subscriptions.
Freeze on demand
Lock any card instantly or cancel it permanently if something feels wrong.
Custom billing address
Nominate a custom billing address in the US or anywhere in the world, for every Halocard.
3D-Secure Authentication
Visa 3D-Secure is supported whenever a merchant requests it to prevent fraud.
No apps to download
Your Halocards are accessible from your phone or desktop with no app download required.
How Halocard compares to Egyptian virtual card providers
Feature
Halocard
Grey
Yalla (Paysky)
Card type
Availability
Spending limit
Account funding
New virtual cards every month
ID verification required
Acceptance at US merchants
Apple & Google Pay support
Custom billing address
Private purchases
Comparison reflects publicly available information as of May 2026. Competitor details subject to change.
Choose a plan and create your first card in under 5 minutes
Essential
$12/mo
or $120 per year (Save $24)
Unlimited spend
Custom card controls
Apple Pay & Google Pay
Virtual USD account (coming soon)
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
Elite
$59/mo
or $590 per year (Save $118)
Everything in Pro
Priority support (2 hour SLA)
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