Virtual Cards for Shopping & Subscriptions
Take control of your online subscriptions and shopping with dedicated virtual cards. Create a separate card for every service, set real-time spending limits, and cancel any subscription instantly without touching the rest.
USD Virtual CardsFrom $12/month
Rated 4.9/5 by our clients
Halocard is accepted at 175M+ merchants globally
“I had 12 different subscriptions all billing one card. When I got hit with credit card fraud I had to update every single service. Now, each subscription gets its own virtual card. If one gets leaked, I freeze it and everything else is unaffected.”
Sarah M.
United Kingdom
Why shoppers choose Halocard for subscriptions
One card per subscription, total control
Create a dedicated virtual card for Netflix, Spotify, Amazon, and every other service you use. If a free trial tries to charge you, just freeze that one card.
Set budgets per service
Cap each subscription card at its monthly cost. No surprise charges, no price increases slipping through. If a service raises its price, the charge simply declines.
Real-time spending alerts
Get instant notifications the moment any subscription charges your card. Spot unwanted renewals immediately and freeze the card before the next billing cycle.
Shop globally, no US residency required
Sign up from 144+ countries with just a passport or national ID. No credit check or US bank account needed. Access US-only stores and services from anywhere.
Start managing your subscriptions in 3 simple steps
1. Sign-up with a phone
Sign up from your browser. No app download needed.
2. Quick identity check
Verify you're a real person in less than 3 minutes. No US residency required.
3. Add funds to your account
Use stablecoins, debit/credit card or ACH/SWIFT bank transfer (coming soon).
Your virtual card is ready.
That's it! Create dedicated cards for Netflix, Spotify, Amazon, and every other subscription or store you use. Set limits and start shopping.
Why shoppers choose Halocard for their subscriptions
Virtual cards ready for Apple Pay & Google Pay
Add your subscription virtual cards to your mobile wallet. Pay for streaming services, online stores, and digital subscriptions with a tap using Apple Pay and Google Pay.
Unlimited spending power
No arbitrary limits on your shopping. Deposit what you need and spend it all. Add $50 for a monthly subscription or $5,000 for a big purchase. Your money, your rules.
Virtual USD account included (coming soon)
A virtual USD account for ACH transfers and direct deposits, powered by SSB, Member FDIC. Send funds to your account and they're ready to spend via your virtual cards once settled.
Custom card controls
Set per-transaction, daily, and monthly limits on each card. Cap your Netflix card at $25/month and your Amazon card at $500. Get real-time alerts and freeze instantly.
Privacy-first, always
Shield your real account details and personal information when shopping online and managing subscriptions. We will never sell your purchase data to advertisers, data brokers, or any third party.
Built for people who want full control over their subscriptions
Instant funding
Top-up with stablecoins, card payments and US/Global bank transfers (coming soon).
Instant card creation
Spin up a new virtual card in seconds for each subscription or online store.
Freeze on demand
Lock any card instantly to stop an unwanted renewal or pause a subscription you are not using.
Custom billing address
Use a custom billing address for every card to protect your personal details from online retailers.
3D-Secure Authentication
Visa 3D-Secure is supported whenever a merchant requests it to prevent fraud.
No apps to download
Manage all your subscription cards from your phone or desktop browser. No app required.
How Halocard compares to other virtual card providers
Feature
Halocard
Capital One Bank
Privacy.com
Card type
Availability
Spending limit
USD account
Account funding
ID verification required
Credit check performed
Acceptance at US merchants
Apple & Google Pay support
Custom billing address
Private purchases
Customer support
Choose a plan and create your first card in under 5 minutes
Essential
$12/mo
or $120 per year (Save $24)
Unlimited spend
Custom card controls
Apple Pay & Google Pay
Virtual USD account (coming soon)
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
Elite
$59/mo
or $590 per year (Save $118)
Everything in Pro
Priority support (2 hour SLA)
Learn more about Virtual Cards
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Virtual cards give finance teams more control over travel spend, but physical cards still matter for hotels and ATMs. When does each one make sense, and is a hybrid setup the real answer?
How to Choose the Best Virtual Card Provider for Your Business
Not all virtual card providers work the same way. Card type, FX fees, integrations, and support quality all vary wildly. Here's a framework for evaluating providers based on your actual business needs.
Benefits of Virtual Cards Over Physical Cards for Company Expenses
Physical corporate cards were built for a single-office world. With remote teams, stacking SaaS subscriptions, and daily cross-platform spending, do virtual cards actually work better for managing company expenses?
How Much Can Businesses Save With Virtual Cards for SaaS?
Most companies waste between 7% and 40% of their SaaS spend on forgotten renewals, duplicate tools, and unused licenses. How do virtual cards help recover that money, and how much can you actually save?