Made for Bangladeshi ResidentsVirtual Cards for Bangladeshis
Create US-based, virtual credit cards instantly, with no credit checks. Bypass local FX restrictions and pay at 175M+ US and international merchants. The best virtual card provider for Bangladeshis is Halocard.
USD Virtual CardsFrom $12/month
Rated 4.9/5 by our clients
Halocard is accepted in Bangladesh and at 175M+ merchants globally
“My local bank card couldn't pay for international services at all — the FX limits were too low. Halocard gave me a proper US credit card that works on every platform I need for my freelance work.”
Rafiq H.
Software Developer, Dhaka
Why Bangladeshis need Halocard for international payments
Real Visa credit cards issued from the USA
Bangladeshi bank cards face severe FX restrictions and are frequently declined by international merchants. With Halocard you create virtual credit cards directly on the US Visa network — no local FX limits apply.
More virtual cards for every purchase
Create dedicated cards for SaaS subscriptions, freelance tools, and international services. Isolate costs and prevent billing surprises.
Nominate a US billing address
Nominate a US billing address (or any custom address worldwide) on any card, essential for accessing US-only services and passing address verification checks.
Bypass local FX restrictions
Bangladeshi banks have slashed foreign currency card limits by 30% amid the dollar crisis. Halocard operates independently of local banking restrictions, giving you reliable access to international payments.
Why are Bangladeshi cards blocked for USD purchases?
Bangladeshi banks have slashed foreign currency card limits by around 30% due to a severe dollar shortage and taka devaluation. Many local bank cards are routinely declined for international transactions, leaving freelancers, developers, and businesses unable to pay for essential tools and services. Halocard bypasses these restrictions entirely with US-issued Visa credit cards.
30%
Reduction in foreign currency card limits imposed by Bangladeshi banks during the dollar shortage crisis.
228%
Growth in card transaction volume over 5 years in Bangladesh — demand is soaring, but international access remains restricted.
How to get a virtual credit card in 3 simple steps
1. Sign-up with a phone
Sign up from your browser. No app download needed.
2. Quick identity check
Verify you're a real person in less than 3 minutes. No US residency required.
3. Add funds to your account
Use stablecoins, debit/credit card or ACH/SWIFT bank transfer (coming soon).
Your virtual card is ready.
That's it! Your virtual cards can now be used for online and in-person purchases anywhere in the world where Visa is accepted.
Why Bangladeshi users love Halocard for virtual cards
Virtual cards ready for Apple Pay & Google Pay
Add your virtual cards to Apple Pay or Google Pay. Tap to pay anywhere contactless is accepted in Bangladesh, the US, or anywhere in the world. Halocard works independently of local banking restrictions.
No local FX limits
Pay with USD virtual cards at US merchants without being subject to Bangladeshi bank FX restrictions or taka conversion losses.
Virtual USD account included (coming soon)
A virtual USD account for ACH transfers and direct deposits, powered by SSB, Member FDIC. Send funds to your account and they're ready to spend via your virtual cards once settled.
Custom card controls
Set per-transaction, daily, and monthly limits, customise billing addresses, and instantly lock or cancel any card to prevent unwanted charges.
Privacy-first, always
Shield your real account details and personal information when shopping online from Bangladesh. We will never sell your data to advertisers, data brokers, or any third party.
Made with ❤️ to provide the virtual card experience you deserve
Instant funding
Top-up with stablecoins, card payments and US/Global bank transfers (coming soon).
Instant card creation
Virtual cards ready to spend in seconds for your purchases and subscriptions.
Freeze on demand
Lock any card instantly or cancel it permanently if something feels wrong.
Custom billing address
Nominate a custom billing address in the US or anywhere in the world, for every Halocard.
3D-Secure Authentication
Visa 3D-Secure is supported whenever a merchant requests it to prevent fraud.
No apps to download
Your Halocards are accessible from your phone or desktop with no app download required.
How Halocard compares to Bangladeshi virtual card providers
Feature
Halocard
Upay (UCB)
Wise
Card type
Availability
Spending limit
Account funding
New virtual cards every month
ID verification required
Acceptance at US merchants
Apple & Google Pay support
Custom billing address
Private purchases
Choose a plan and create your first card in under 5 minutes
Essential
$12/mo
or $120 per year (Save $24)
Unlimited spend
Custom card controls
Apple Pay & Google Pay
Virtual USD account (coming soon)
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
Elite
$59/mo
or $590 per year (Save $118)
Everything in Pro
Priority support (2 hour SLA)
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