Private & Secure Virtual Cards
Create US-issued virtual credit cards in seconds. Limit, lock or cancel cards instantly. Keep your transactions private & personal information protected with Halocard.
USD Virtual CardsFrom $12/month
Rated 4.9/5 by our clients
Halocard is accepted at 175M+ merchants globally
“My credit card got hit hard by fraudsters last year. Now every subscription runs on its own virtual card with a hard limit, and I get alerts the second anything tries to go through. The scammers don't stand a chance anymore now that I've got Halocard.”
Marcus R.
Software Developer, USA
Virtual cards for all your purchases in the USA and around the world
Private Purchases
Generate unique card numbers for all your purchases. Protect your identity and prevent your credit card details from being exposed.
AI & Cloud Platforms
Manage infrastructure costs with granular controls and real-time limits across OpenAI, Anthropic, Google Cloud, AWS and more.
Shopping & Subscriptions
Make purchases at US retailers like Amazon and Walmart and subscribe to US-only streaming platforms like Netflix and Spotify.
Advertising Campaigns
Manage advertising budgets and monitor campaigns without surprises across Meta/Facebook Ads, Google Ads & TikTok.
How to get a virtual credit card in 3 simple steps
1. Sign-up with a phone
Sign up from your browser. No app download needed.
2. Quick identity check
Verify you're a real person in less than 3 minutes. No US residency required.
3. Add funds to your account
Use stablecoins, debit/credit card or ACH/SWIFT bank transfer (coming soon).
Your virtual card is ready.
That's it! Your virtual cards can now be used for online and in-person purchases anywhere in the world where Visa is accepted.
Why people choose Halocard as their virtual card provider
Virtual cards ready for Apple Pay & Google Pay
Add your virtual Visa cards directly to your mobile wallet for online checkout and in-person payments at 175M+ merchants worldwide.
Unlimited spending power
We don't give you any limits and what you deposit is what you can spend. Add $500, spend $500. Add $10,000, spend $10,000. Your money, your control.
Virtual USD account included (coming soon)
A virtual USD account for ACH transfers and direct deposits, powered by SSB, Member FDIC. Send funds to your account and they're ready to spend via your virtual cards once settled.
Custom card controls
Set per-transaction, daily, and monthly limits, customise billing addresses, and instantly lock or cancel any card to prevent unwanted charges.
Privacy-first, always
Shield your real account details and personal information when shopping online. We will never sell your data to advertisers, data brokers, or any third party.
Made with ❤️ to provide the virtual card experience you deserve
Instant funding
Top-up with stablecoins, card payments and US/Global bank transfers (coming soon).
Instant card creation
Virtual cards ready to spend in seconds for your purchases and subscriptions.
Freeze on demand
Lock any card instantly or cancel it permanently if something feels wrong.
Custom billing address
Nominate a custom billing address in the US or anywhere in the world, for every Halocard.
3D-Secure Authentication
Visa 3D-Secure is supported whenever a merchant requests it to prevent fraud.
No apps to download
Your Halocards are accessible from your phone or desktop with no app download required.
How Halocard compares to other virtual card providers
Feature
Halocard
Capital One Bank
Privacy.com
Card type
Availability
Spending limit
USD account
Account funding
ID verification required
Credit check performed
Acceptance at US merchants
Apple & Google Pay support
Custom billing address
Private purchases
Customer support
Choose a plan and create your first card in under 5 minutes
Essential
$12/mo
or $120 per year (Save $24)
Unlimited spend
Custom card controls
Apple Pay & Google Pay
Virtual USD account (coming soon)
0% fee on USD purchases
1.5% FX fee on non-USD purchases
Chat, Email & Phone Support
Elite
$59/mo
or $590 per year (Save $118)
Everything in Pro
Priority support (2 hour SLA)
Learn more about Virtual Cards
Are Virtual Business Credit Cards Better for Corporate Travel?
Virtual cards give finance teams more control over travel spend, but physical cards still matter for hotels and ATMs. When does each one make sense, and is a hybrid setup the real answer?
How to Choose the Best Virtual Card Provider for Your Business
Not all virtual card providers work the same way. Card type, FX fees, integrations, and support quality all vary wildly. Here's a framework for evaluating providers based on your actual business needs.
Benefits of Virtual Cards Over Physical Cards for Company Expenses
Physical corporate cards were built for a single-office world. With remote teams, stacking SaaS subscriptions, and daily cross-platform spending, do virtual cards actually work better for managing company expenses?
How Much Can Businesses Save With Virtual Cards for SaaS?
Most companies waste between 7% and 40% of their SaaS spend on forgotten renewals, duplicate tools, and unused licenses. How do virtual cards help recover that money, and how much can you actually save?