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Rated 4.9/5 by our Amazing Customers

Virtual Cards for Shopping & Subscriptions

Take control of your online subscriptions and shopping with dedicated virtual cards. Create a separate card for every service, set real-time spending limits, and cancel any subscription instantly without touching the rest.

US flagUSD Virtual CardsGlobal mapGlobal AcceptanceCheckPlans from $12 per month
Halocard virtual cards managing online subscriptions and shopping
I had 12 different subscriptions all billing one card. When I got hit with credit card fraud I had to update every single service. Now, each subscription gets its own virtual card. If one gets leaked, I freeze it and everything else is unaffected.
United Kingdom flag

Sarah M.

United Kingdom

Why shoppers choose Halocard for subscriptions

Visa credit card

One card per subscription, total control

Create a dedicated virtual card for Netflix, Spotify, Amazon, and every other service you use. If a free trial tries to charge you, just freeze that one card.

Subscription management

Set budgets per service

Cap each subscription card at its monthly cost. No surprise charges, no price increases slipping through. If a service raises its price, the charge simply declines.

Real-time alerts

Real-time spending alerts

Get instant notifications the moment any subscription charges your card. Spot unwanted renewals immediately and freeze the card before the next billing cycle.

Private purchases

Shop globally, no US residency required

Sign up from 144+ countries with just a passport or national ID. No credit check or US bank account needed. Access US-only stores and services from anywhere.

Start managing your subscriptions in 3 simple steps

Sign up with a phone

1. Sign-up with a phone

Sign up from your browser. No app download needed.

CQuick identity check

2. Quick identity check

Verify you're a real person in less than 3 minutes. No US residency required.

Add funds to your account

3. Add funds to your account

Use stablecoins, debit/credit card or ACH/SWIFT bank transfer (coming soon).

Virtual card ready

Your virtual card is ready.

That's it! Create dedicated cards for Netflix, Spotify, Amazon, and every other subscription or store you use. Set limits and start shopping.

Why shoppers choose Halocard for their subscriptions

Contactless payments

Virtual cards ready for Apple Pay & Google Pay

Add your subscription virtual cards to your mobile wallet. Pay for streaming services, online stores, and digital subscriptions with a tap using Apple Pay and Google Pay.

Apple Pay and Google Pay support for subscription payments
Unlimited spending

Unlimited spending power

No arbitrary limits on your shopping. Deposit what you need and spend it all. Add $50 for a monthly subscription or $5,000 for a big purchase. Your money, your rules.

Virtual USD Account

Virtual USD account included (coming soon)

A virtual USD account for ACH transfers and direct deposits, powered by SSB, Member FDIC. Send funds to your account and they're ready to spend via your virtual cards once settled.

Card controls

Custom card controls

Set per-transaction, daily, and monthly limits on each card. Cap your Netflix card at $25/month and your Amazon card at $500. Get real-time alerts and freeze instantly.

Privacy protection

Privacy-first, always

Shield your real account details and personal information when shopping online and managing subscriptions. We will never sell your purchase data to advertisers, data brokers, or any third party.

Built for people who want full control over their subscriptions

Instant funding

Instant funding

Top-up with stablecoins, card payments and US/Global bank transfers (coming soon).

Card creation

Instant card creation

Spin up a new virtual card in seconds for each subscription or online store.

Freeze cards

Freeze on demand

Lock any card instantly to stop an unwanted renewal or pause a subscription you are not using.

Halocard Virtual Card Platform
Custom billing address

Custom billing address

Use a custom billing address for every card to protect your personal details from online retailers.

3D-Secure Authentication

3D-Secure Authentication

Every transaction is protected by Visa 3D-Secure, adding essential fraud protection to your shopping and subscription payments.

No app needed

No apps to download

Manage all your subscription cards from your phone or desktop browser. No app required.

How Halocard compares to other virtual card providers

Halocard

Halocard

Capital One Bank

Capital One Bank

Privacy.com

Privacy.com

Card type

US Credit
US Debit
US Debit

Availability

Global
US residents only
US residents only

Spending limit

None
Account limit
Account limit

USD account

Yes (coming soon)
Yes
No

Account funding

Card, Crypto & Stablecoins (US/Global bank transfer coming soon)
US bank transfer
US bank connection via third party (Plaid) required

ID verification required

Yes
Yes
Yes

Credit check performed

No
Yes
No

Acceptance at US merchants

Excellent
High
High

Apple & Google Pay support

Yes
No
Pro & Premium plans only

Custom billing address

Yes
No
Yes

Private purchases

Yes
No
Yes

Customer support

Email, phone or chat with real humans
AI chatbot or call center
Support ticket

Choose a plan and create your first card in under 5 minutes

Core

12 cards

$12/mo

or $120 per year (Save $24)

Unlimited spending

Custom card controls

Apple Pay & Google Pay

Virtual USD account (coming soon)

0% fee on USD purchases

1.5% FX fee on non-USD purchases

Chat, Email & Phone Support

OpenClaw integration

Plus

30 cards

$29/mo

or $290 per year (Save $58)

Unlimited spending

Custom card controls

Apple Pay & Google Pay

Virtual USD account (coming soon)

0% fee on USD purchases

1.5% FX fee on non-USD purchases

Chat, Email & Phone Support

OpenClaw integration

Teams

60 cards

$59/mo

or $590 per year (Save $118)

Unlimited spending

Custom card controls

Apple Pay & Google Pay

Virtual USD account (coming soon)

0% fee on USD purchases

1.5% FX fee on non-USD purchases

Chat, Email & Phone Support

OpenClaw integration

Full API Integration

2-hour Support SLA

Shopping & Subscription FAQs

Still have questions?

Learn more about Virtual Cards

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Most virtual cards in Hong Kong require an HKID and local bank account. Halocard is a US-issued Visa that works without either, with strong international acceptance and per-card spend controls.

Start managing your subscriptions with Halocard

US flagUSD Virtual CardsGlobal mapGlobal AcceptanceCheckPlans from $12 per month