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Rated 4.9/5 by our Amazing Customers

Virtual Cards for AI & Cloud Platforms

Take control of your AI and cloud infrastructure costs with dedicated virtual cards. Create isolated cards for each platform, set real-time spending limits, and never get surprised by an unexpected API bill again.

US flagUSD Virtual CardsGlobal mapGlobal AcceptanceCheckPlans from $12 per month
Halocard virtual cards managing AI and cloud platform subscriptions
Anthropic repeatedly rejected my debit card preventing me from using Claude at critical moments in my workflow. Halocard fixed that completely. I now have a dedicated virtual card for my AI subscriptions that works reliably. Opus 4.6 is a game changer.
Brazil flag

João T.

Senior Engineer, Brazil

Why developers choose Halocard for AI & Cloud

Visa credit card

Credit cards beat prepaid for AI platforms

Many AI and cloud providers decline prepaid or debit cards. Halocard issues US-based Visa credit cards with the highest acceptance rates at platforms like OpenAI, Anthropic, and Google Cloud.

Cloud platform

Isolated budgets per platform

Create a dedicated virtual card for each AI service or cloud project. If one card hits its limit, the rest keep running. No more single point of failure for your entire infrastructure.

API friendly

Real-time spending alerts

Get instant notifications every time a charge hits any of your cards. Spot runaway API costs the moment they happen and freeze the card before the bill spirals out of control.

Private purchases

Available globally, no US residency required

Sign up from 144+ countries with just a passport or national ID. No credit check or US bank account needed. Fund with stablecoins, card or bank transfer.

Halocard works with all your favourite AI and Cloud providers

Anthropic Claude logoOpenAI ChatGPT logo
Google Cloud logo
Amazon Web Services logo
Microsoft Azure logo
Google Gemini logo
Perplexity logo
xAI Grok logo

Start managing your AI & Cloud spending in 3 simple steps

Sign up with a phone

1. Sign-up with a phone

Sign up from your browser. No app download needed.

CQuick identity check

2. Quick identity check

Verify you're a real person in less than 3 minutes. No US residency required.

Add funds to your account

3. Add funds to your account

Use stablecoins, debit/credit card or ACH/SWIFT bank transfer (coming soon).

Virtual card ready

Your virtual card is ready.

That's it! Create dedicated cards for OpenAI, Anthropic, AWS, and every other platform you use. Set limits and start spending.

Why developers choose Halocard for their AI & Cloud spending

Contactless payments

Virtual cards ready for Apple Pay & Google Pay

Add your AI-dedicated virtual cards to your mobile wallet. Pay for cloud services, developer tools, and API access with a tap using Apple Pay and Google Pay.

Apple Pay and Google Pay support for AI platform payments
Unlimited spending

Unlimited spending power

No arbitrary limits on your cloud spend. Deposit what you need and spend it all. Add $500 for an API project or $10,000 for a production cluster. Your money, your control.

Virtual USD Account

Virtual USD account included (coming soon)

A virtual USD account for ACH transfers and direct deposits, powered by SSB, Member FDIC. Send funds to your account and they're ready to spend via your virtual cards once settled.

Card controls

Custom card controls

Set per-transaction, daily, and monthly limits on each card. Cap your OpenAI card at $200/month and your AWS card at $1,000. Get real-time alerts and freeze instantly.

Privacy protection

Privacy-first, always

Shield your real account details and personal information when paying for AI and cloud services. We will never sell your usage data to advertisers, data brokers, or any third party.

Built for developers who want full control over their cloud spending

Instant funding

Instant funding

Top-up with stablecoins, card payments and US/Global bank transfers (coming soon).

Card creation

Instant card creation

Spin up a new virtual card in seconds for each AI platform or cloud project.

Freeze cards

Freeze on demand

Lock any card instantly if you spot unexpected charges or need to pause a cloud project.

Halocard Virtual Card Platform
Custom billing address

Custom billing address

Use a custom billing address for every card to protect your identity when signing up for AI and cloud services.

3D-Secure Authentication

3D-Secure Authentication

Every transaction is protected by Visa 3D-Secure, adding essential fraud protection to your AI and cloud platform payments.

No app needed

No apps to download

Manage all your AI and cloud cards from your phone or desktop browser. No app required.

How Halocard compares to other virtual card providers

Halocard

Halocard

Capital One Bank

Capital One Bank

Privacy.com

Privacy.com

Card type

US Credit
US Debit
US Debit

Availability

Global
US residents only
US residents only

Spending limit

None
Account limit
Account limit

USD account

Yes (coming soon)
Yes
No

Account funding

Card, Crypto & Stablecoins (US/Global bank transfer coming soon)
US bank transfer
US bank connection via third party (Plaid) required

ID verification required

Yes
Yes
Yes

Credit check performed

No
Yes
No

Acceptance at US merchants

Excellent
High
High

Apple & Google Pay support

Yes
No
Pro & Premium plans only

Custom billing address

Yes
No
Yes

Private purchases

Yes
No
Yes

Customer support

Email, phone or chat with real humans
AI chatbot or call center
Support ticket

Choose a plan and create your first card in under 5 minutes

Core

12 cards

$12/mo

or $120 per year (Save $24)

Unlimited spending

Custom card controls

Apple Pay & Google Pay

Virtual USD account (coming soon)

0% fee on USD purchases

1.5% FX fee on non-USD purchases

Chat, Email & Phone Support

OpenClaw integration

Plus

30 cards

$29/mo

or $290 per year (Save $58)

Unlimited spending

Custom card controls

Apple Pay & Google Pay

Virtual USD account (coming soon)

0% fee on USD purchases

1.5% FX fee on non-USD purchases

Chat, Email & Phone Support

OpenClaw integration

Teams

60 cards

$59/mo

or $590 per year (Save $118)

Unlimited spending

Custom card controls

Apple Pay & Google Pay

Virtual USD account (coming soon)

0% fee on USD purchases

1.5% FX fee on non-USD purchases

Chat, Email & Phone Support

OpenClaw integration

Full API Integration

2-hour Support SLA

AI & Cloud Platform FAQs

Still have questions?

Learn more about Virtual Cards

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Start managing your AI & Cloud spending with Halocard

US flagUSD Virtual CardsGlobal mapGlobal AcceptanceCheckPlans from $12 per month